5516 River Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 5516 River Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 3,693 sqft · built 1850
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Apr 2024)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-5-B`

Property Details

APN / Parcel Number

Primary APN	`13-5-B`
Alternative APN	`013-5-B`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,693 sqft Finished Area
Basement Area	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	486 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5516 RIVER RD
City	FREDERICKSBURG
State	VA
Zip	22407-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZ - MULTI
Legal Description	BUSCH ESTATEMOTTS RUN PARCEL B
Legal Subdivision	BUSCH ESTATE
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	2
Census Block	2000
Census Tract	20106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5516 River Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5516 RIVER RD, FREDERICKSBURG, VA 22407-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Deed Document Number	20244126
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 2, 2024
Property Address	5516 RIVER RD, FREDERICKSBURG, VA 22407-2235
Document Number	0240004126
Instrument Date	Mar 29, 2024
Instrument	240004126
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 RIVER RD, FREDERICKSBURG, VA 22407-2235

Mortgage

Document Number	0240004127
Date	Apr 2, 2024
Instrument	240004127

Lender

Name	SANDY SPRING BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5516 River Rd was $6,271.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00	$850,600 Land $439,900 Building $410,700
2025			$850,600 Land $439,900 Building $410,700
2023	$4,699.00	$609,000 Land $217,800 Building $391,200	$609,000 Land $217,800 Building $391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5516 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5516 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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