5624 River Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 5624 River Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,906 sqft · built 1988
Lot Size	6.51 acres (283,576 sqft)
Owner	2 Company Names on File
Last Sale	$710,000 (Feb 2006)
Tax Bill	$5,582 (2026)
Deeds & Mortgages	Oct 2025 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-5-A`

Property Details

APN / Parcel Number

Primary APN	`13-5-A`
Alternative APN	`013-5-A`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,906 sqft Finished Area
Basement Area	1,752 sqft
Finished Basement	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	283,576 sqft (6.51 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	592 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5624 RIVER RD
City	FREDERICKSBURG
State	VA
Zip	22407-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BUSCH ESTATEMOTTS RUN PARCEL A
Legal Subdivision	BUSCH ESTATE
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	2
Census Block	2000
Census Tract	20106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5624 River Rd is owned by a company that acquired it in October 2025.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Company Names on File
Mailing Address	5624 RIVER RD, FREDERICKSBURG, VA 22407-2237
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Intrafamily Transfer, Transfer
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2006 · Amount on File
Deed Sale	Feb 28, 2006 · Amount on File
Prior Sale	Feb 7, 2002 · Amount on File
Deed Document Number	20067346
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000016539
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 30, 2025
Property Address	5624 RIVER RD, FREDERICKSBURG, VA 22407-2237
Document Number	0250016539
Instrument Date	Oct 30, 2025
Instrument	250016539
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5624 RIVER RD, FREDERICKSBURG, VA 22407-2237

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	5624 RIVER RD, FREDERICKSBURG, VA 22407-2237
Document Number	201700015677
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015677
Date	Aug 30, 2017
Instrument	15677

Lender

Name	UNION BK&TR
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5624 River Rd was $5,582, up 8.9% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,582.00 (+8.85%)	$757,200 (+8.42%) Land $233,100 Building $524,100
2025	$5,128.00	$698,400 Land $182,600 Building $515,800	$757,200 (+8.42%) Land $233,100 Building $524,100
2024			$698,400 (+19.65%) Land $182,600 Building $515,800
2023	$4,504.00	$583,700 Land $139,400 Building $444,300	$583,700 Land $139,400 Building $444,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5624 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5624 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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