5509 River Rd, Fredericksburg, VA 22407 Property Records

Fredericksburg City property record for 5509 River Rd, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,998 sqft · built 1998
Lot Size7.75 acres (337,982 sqft)
Owner2 Company Names on File
Last Sale$437,850 (Sep 2015)
Tax Bill$8,334 (2026)
Deeds & MortgagesSep 2025 Transfer
Jul 2018 Line of Credit
APN7769-36-0613

Property Details

APN / Parcel Number

Primary APN7769-36-0613
Alternative APN
  • 1323

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,998 sqft Living Area
1st Floor Area3,210 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialOther
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area337,982 sqft (7.75 acres)
TerrainRolling
Garage Area1,050 sqft
DrivewayDriveway
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area251 sqft
Patio Area600 sqft
Shed1 Shed
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelPropane
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5509 RIVER RD
CityFREDERICKSBURG
StateVA
Zip22407-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description7.7587AC BL 304-5509
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group2
Census Block2000
Census Tract500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedFredericksburg and Spotsylvania County Battlefields Memorial National Military Park
listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5509 River Rd is owned by a company that acquired it in September 2025.

Source: Fredericksburg City records, as of March 9, 2026

Owner of Record2 Company Names on File
Mailing Address5509 RIVER RD, FREDERICKSBURG, VA 22407-2236
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Intrafamily Transfer, Transfer
Jul 21, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2015 · Amount on File
Deed SaleSep 18, 2015 · Amount on File
Prior SaleNov 14, 2014 · Amount on File
Deed Document Number20152243
Last Transfer DateSep 19, 2025
Transfer Doc0202501789
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICKSBURG CITY VA
Recording DateSep 24, 2025
Property Address5509 RIVER RD, FREDERICKSBURG, VA 22407-2236
Document Number0202501789
Map ReferenceMB 9 PG I
Instrument DateSep 19, 2025
Instrument202501789
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5509 RIVER RD, FREDERICKSBURG, VA 22407-2236

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address5509 RIVER RD, FREDERICKSBURG, VA 22407-2236
Document Number190000294
Instrument DateJul 21, 2018
Transaction TypeMortgage
Record UpdatedMar 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 RIVER RD FREDERICKSBURG VA 224072236, FREDERICKSBURG, VA 22407-2236

Mortgage

Document Number190000294
DateFeb 12, 2019
Instrument294
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term468 Months
DueFeb 11, 2058
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 5509 River Rd was $8,334, up 5.2% from the year before.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,334.00 (+5.2%)$1,028,900 (-) Land $285,200 Building $743,700$1,028,900 (-) Land $285,200 Building $743,700
2025$7,922.00 (+5.32%)$1,028,900 (+21.73%) Land $285,200 Building $743,700$1,028,900 (+21.73%) Land $285,200 Building $743,700
2024$7,522.00$845,200 Land $226,400 Building $618,800$845,200 Land $226,400 Building $618,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5509 River Rd; there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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