5514 Mill Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5514 Mill Stone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,286 sqft · built 1992
Lot Size	0.567 acres (24,732 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Oct 2024)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122M A 010`

Property Details

APN / Parcel Number

Primary APN	`122M A 010`
Alternative APN	`0000048230`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,286 sqft Living Area

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,732 sqft (0.567 acres)
Lot Dimensions	201 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048230
Street Address	5514 MILL STONE DR
City	OOLTEWAH
State	TN
Zip	37363-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 MILL RUN 32-116
Legal Subdivision	MILL RUN
Legal Lot Number	63
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5514 MILL STONE DR, OOLTEWAH, TN 37363-8880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 31, 2024	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Apr 25, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	2024103100122
Deed Book / Page	13748 / 320
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5514 MILL STONE DR, OOLTEWAH, TN 37363-8880
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000413
Date	Feb 1, 2021
Book Page	12338/874
Instrument	2021020100413

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 31, 2024
Property Address	5514 MILL STONE DR, OOLTEWAH, TN 37363-8880
Document Number	0000000122
Book / Page	13748 / 320
Map Reference	MB 32 PG 116-1-4
Instrument Date	Oct 16, 2024
Instrument	2024103100122
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$2,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 MILL STONE DR, OOLTEWAH, TN 37363-8880

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 25, 2019
Property Address	5514 MILL STONE DR, OOLTEWAH, TN 37363-8880
Document Number	0425000126
Book / Page	011623 / 000044
Instrument Date	Apr 24, 2019
Instrument	190425000126
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 MILL STONE DR OOLTEWAH TN 373638880, OOLTEWAH, TN 37363-8880

Mortgage

Document Number	425000127
Date	Apr 25, 2019
Book Page	011623/000046
Instrument	190425000127

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (-13.92%)	$160,000 (+27.03%)	$640,000 (+27.03%) Land $50,000 Building $590,000
2024	$2,817.00 (-0.32%)	$125,950 (-)	$503,800 (-) Land $60,000 Building $443,800
2023	$2,826.00	$125,950	$503,800 Land $60,000 Building $443,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

5514 Mill Stone Dr, Ooltewah, TN 37363 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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