5510 Mill Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5510 Mill Stone Dr, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,264 sqft · built 1995
Lot Size	0.603 acres (26,267 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Oct 2020)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122M A 009`

Property Details

APN / Parcel Number

Primary APN	`122M A 009`
Alternative APN	`0000048229`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,264 sqft Living Area

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,267 sqft (0.603 acres)
Lot Dimensions	201 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048229
Street Address	5510 MILL STONE DR
City	OOLTEWAH
State	TN
Zip	37363-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 MILL RUN PB 32 PG 116
Legal Subdivision	MILL RUN
Legal Lot Number	62
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County records · APN 122M A 009

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5510 MILL STONE DR, CHATTANOOGA, TN 37402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	2020101500248
Deed Book / Page	12193 / 260
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 15, 2020
Property Address	5510 MILL STONE DR, OOLTEWAH, TN 37363-8880
Document Number	1015000248
Book / Page	012193 / 000260
Instrument Date	Oct 09, 2020
Instrument	201015000248
Transaction Type	Transfer
Record Updated	Nov 02, 2020
Title Company	CUMBERLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5510 MILL STONE DR OOLTEWAH TN 373638880, OOLTEWAH, TN 37363-8880

Mortgage

Document Number	1015000249
Date	Oct 15, 2020
Book Page	012193/000263
Instrument	201015000249

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5510 MILL STONE DR, OOLTEWAH, TN 37363-8880
Document Number	0820000261
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018
Title Company	CSC ERECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5510 MILL STONE DR OOLTEWAH TN 373638880, OOLTEWAH, TN 37363-8880

Mortgage

Document Number	0820000261
Date	Aug 20, 2018
Book Page	011431/000668
Instrument	180820000261

Lender

Name	PINNACLE BK
Type	Bank
Address	CLEVELAND, TN 37311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 19, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (-1.41%)	$222,225 (+45.53%)	$888,900 (+45.53%) Land $50,000 Building $838,900
2024	$3,416.00 (-0.26%)	$152,700 (-)	$610,800 (-) Land $60,000 Building $550,800
2023	$3,425.00	$152,700	$610,800 Land $60,000 Building $550,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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