5509 Mill Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5509 Mill Stone Dr, Ooltewah, TN 37363 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,157 sqft · built 1987
Lot Size	0.568 acres (24,777 sqft)
Owner	Company Name on File
Last Sale	$384,000 (Oct 2018)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Jul 2020 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122M A 032`

Property Details

APN / Parcel Number

Primary APN	`122M A 032`
Alternative APN	`0000048251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,157 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,777 sqft (0.568 acres)
Lot Dimensions	158 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048251
Street Address	5509 MILL STONE DR
City	OOLTEWAH
State	TN
Zip	37363-6859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 MILL RUN 32-116 REV 38-152
Legal Subdivision	MILL RUN
Legal Lot Number	85
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County records · APN 122M A 032

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5509 MILL STONE DR, OOLTEWAH, TN 37363-6859
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Jun 27, 1996 · Amount on Record
Deed Document Number	2018121
Deed Book / Page	11481 / 582
Last Transfer Date	Jul 14, 2020
Transfer Doc	0716000313
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2020
Property Address	5509 MILL STONE DR, OOLTEWAH, TN 37363-6859
Document Number	0716000313
Book / Page	012076 / 000745
Instrument Date	Jul 14, 2020
Instrument	200716000313
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5509 MILL STONE DR OOLTEWAH TN 373636859, OOLTEWAH, TN 37363-6859

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5509 MILL STONE DR, OOLTEWAH, TN 37363-6859
Document Number	0323000207
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5509 MILL STONE DR OOLTEWAH TN 373636859, OOLTEWAH, TN 37363-6859

Mortgage

Document Number	0323000207
Date	Mar 23, 2020
Book Page	011946/000087
Instrument	200323000207

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2045

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 19, 2018
Property Address	5509 MILL STONE DR, OOLTEWAH, TN 37363-6859
Document Number	1019000121
Book / Page	011481 / 000582
Instrument Date	Oct 18, 2018
Instrument	181019000121
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4712 SANTA FE ST YORBA LINDA CA 928863236, YORBA LINDA, CA 92886-3236

Mortgage

Document Number	1019000122
Date	Oct 19, 2018
Book Page	011481/000585
Instrument	181019000122

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (+5.16%)	$145,225 (+55.2%)	$580,900 (+55.2%) Land $50,000 Building $530,900
2024	$2,093.00 (-0.43%)	$93,575 (-)	$374,300 (-) Land $50,000 Building $324,300
2023	$2,102.00	$93,575	$374,300 Land $50,000 Building $324,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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