5512 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5512 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,214 sqft · built 1999
Lot Size0.057 acres (2,480 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Jan 2019)
Tax Bill$4,164 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-583311

Property Details

APN / Parcel Number

Primary APN28-583311
Alternative APN
  • 583311

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area770 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,480 sqft (0.057 acres)
Deck Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583311
Street Address5512 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1098 SECT V PLAT 3 2,480 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER CROSSING
Legal Lot Number1098
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

5512 Westcott Cir, a townhouse, is owned and occupied by two individuals who bought it in January 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5512 WESTCOTT CIR, FREDERICK, MD 21703-6565
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
POTOMAC MORTGAGE GROUP LLC
Jan 25, 2019Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2019 · Amount on File
Deed SaleJan 25, 2019 · Amount on File
Prior SaleMar 12, 2014 · Amount on File
Deed Book / Page12812 / 26
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5512 WESTCOTT CIR, FREDERICK, MD 21703-6565
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyPROPER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138280225
DateJun 19, 2020
Book Page13828/225
Lender
NamePOTOMAC MORTGAGE GROUP LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 25, 2019
Property Address5512 WESTCOTT CIR, FREDERICK, MD 21703-6565
Document Number0128120026
Book / Page12812 / 0026
Map ReferenceMB 63 PG 193
Instrument DateJan 18, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5512 WESTCOTT CIR, FREDERICK, MD 21703-6565

Mortgage

Document Number0001281232
DateJan 25, 2019
Instrument12812/32
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5512 Westcott Cir was $4,164 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,067$433,400 Land $120,000 Building $313,400
2025$4,164.00
2023$3,602.00 Homeowner's exemption$318,833$387,900 Land $85,000 Building $302,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5512 Westcott Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5512 Westcott Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Westcott Cir

Nearby Streets

Search Property Records by Address or Parcel Number