Frederick County property record for 5507 Westcott Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,180 sqft · built 2000 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,000 (Jan 2018) |
| Tax Bill | $4,332 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-582927 |
| Primary APN | 28-582927 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 582927 |
|---|---|
| Street Address | 5507 WESTCOTT CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6500 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1063 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 1063 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5507 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Jan 24, 2018 | Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on Record |
| Deed Sale | Jan 24, 2018 · Amount on Record |
| Prior Sale | Oct 6, 2006 |
| Deed Document Number | 201812245-0367 |
| Deed Book / Page | 12245 / 367 |
| Transfer Doc | 0062560756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5507 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5507 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 0162170019 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 16217/19 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 24, 2018 |
| Property Address | 5507 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 0122450367 |
| Book / Page | 12245 / 0367 |
| Map Reference | MB63 PLG193 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 12245-0367 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,336.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5507 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 122450373 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 12245-0373 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,833 (+5.34%) | $402,900 (+16.01%) Land $120,000 Building $282,900 | |
| 2025 | $4,332.00 (+8.3%) | $347,300 (+16.19%) Land $85,000 Building $262,300 | $347,300 (-) Land $85,000 Building $262,300 |
| 2024 | $4,000.00 (+11.39%) | ||
| 2023 | $3,591.00 | $298,900 | $347,300 Land $85,000 Building $262,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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