5507 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5507 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,180 sqft · built 2000
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (Jan 2018)
Tax Bill$4,332 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-582927

Property Details

APN / Parcel Number

Primary APN28-582927
Alternative APN
  • 582927

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,180 sqft Living Area
1st Floor Area880 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number582927
Street Address5507 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6500
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1063 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER CROSSING
Legal Lot Number1063
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5507 WESTCOTT CIR, FREDERICK, MD 21703-6500
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
Jan 24, 2018Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleOct 6, 2006
Deed Document Number201812245-0367
Deed Book / Page12245 / 367
Transfer Doc0062560756
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5507 WESTCOTT CIR, FREDERICK, MD 21703-6500
Transaction TypeMortgage
Record UpdatedNov 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5507 WESTCOTT CIR, FREDERICK, MD 21703-6500

Mortgage

Document Number0162170019
DateNov 9, 2022
Book Page16217/19
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueFeb 1, 2048

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 24, 2018
Property Address5507 WESTCOTT CIR, FREDERICK, MD 21703-6500
Document Number0122450367
Book / Page12245 / 0367
Map ReferenceMB63 PLG193
Instrument DateJan 17, 2018
Instrument12245-0367
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,336.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5507 WESTCOTT CIR, FREDERICK, MD 21703-6500

Mortgage

Document Number122450373
DateJan 24, 2018
Instrument12245-0373
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,833 (+5.34%)$402,900 (+16.01%) Land $120,000 Building $282,900
2025$4,332.00 (+8.3%)$347,300 (+16.19%) Land $85,000 Building $262,300$347,300 (-) Land $85,000 Building $262,300
2024$4,000.00 (+11.39%)
2023$3,591.00$298,900$347,300 Land $85,000 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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