5510 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5510 Westcott Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,750 sqft · built 1999
Lot Size	0.057 acres (2,480 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2021)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-583338`

Property Details

APN / Parcel Number

Primary APN	`28-583338`
Alternative APN	`583338`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	650 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,480 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	583338
Street Address	5510 WESTCOTT CIR
City	FREDERICK
State	MD
Zip	21703-6565
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 1099 SECT V PLAT 3 2,480 SQ. FT. BALLENGER CROSSING
Legal Subdivision	BALLENGER XING SEC V 03
Legal Lot Number	1099
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751001

Owner

5510 Westcott Cir, a townhouse, is owned and occupied by an individual who bought it in April 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5510 WESTCOTT CIR, FREDERICK, MD 21703-6565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Sep 27, 2012 · Amount on File
Deed Book / Page	14723 / 426
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 1, 2021
Property Address	5510 WESTCOTT CIR, FREDERICK, MD 21703-6565
Document Number	0147230426
Book / Page	14723 / 426
Map Reference	MB 63 PG 193
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9183 CASCADE FALLS DR, 9183, BRISTOW, VA 20136-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5510 WESTCOTT CIR, FREDERICK, MD 21703-6565

Mortgage

Document Number	14723431
Date	Apr 1, 2021
Instrument	14723/431

Lender

Name	AMNET ESOP CORPORATION
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5510 Westcott Cir was $3,960.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,167	$359,700 Land $120,000 Building $239,700
2025	$3,960.00
2023	$3,133.00	$259,833	$316,900 Land $85,000 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5510 Westcott Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5510 Westcott Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20