5511 Ruby Falls Dr, Prospect, KY 40059 Property Records

Oldham County property record for 5511 Ruby Falls Dr, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$798,558 (2024)
Tax Bill	$10,474.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-01A-02-356`
Alternative APNs	`70024` `72567`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	72567
Street Address	5511 RUBY FALLS DR
City	PROSPECT
State	KY
Zip	40059-8521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .33 AC
Legal Block	SEC 2
Legal Lot Number	356
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	1
Census Block	1017
Census Tract	30704

Owner

Source: Oldham County records · APN 11-01A-02-356

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5511 RUBY FALLS DR, PROSPECT, KY 40059-8521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Deed Doc Number	758923
Deed Book / Page	D1379 / 83
Record Refreshed	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 27, 2024
Property Address	RUBY FALLS DR, PROSPECT, KY 40059
Document Number	00D1379/83
Book / Page	D1379 / 83
Map Reference	MB 8 PG 20
Instrument Date	Mar 26, 2024
Instrument	758923
Transaction Type	Transfer
Record Updated	Apr 08, 2024
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	5511 RUBY FALLS DR, PROSPECT, KY 40059-8586

Mortgage

Document Number	0000758926
Date	Mar 27, 2024
Instrument	758926

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,474.00 (+1,242.82%)	$798,558 (+1,230.93%) Land $80,000 Building $718,558	$798,558 (+1,230.93%) Land $80,000 Building $718,558
2023	$780.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.