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5514 Ruby Falls Dr, Prospect, KY 40059 Property Records

Oldham County property record for 5514 Ruby Falls Dr, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size13,865 sqft (0.318 acres)
OccupancyOwner Occupied
Last Sale$848,657 (2024)
Tax Bill$11,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-01A-02-339
Alternative APNs
  • 70024
  • 73792

Exterior

Lot Area13,865 sqft (0.318 acres)

Location & Zoning

Account Number73792
Street Address5514 RUBY FALLS DR
CityPROSPECT
StateKY
Zip40059-8521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 0.3183 AC
Legal BlockSEC 2
Legal Lot Number339
JurisdictionOLDHAM KY
Minor Civil DivisionPEWEE VALLEY
Census Blockgroup1
Census Block1017
Census Tract30704

Owner

Source: Oldham County records · APN 11-01A-02-339

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5514 RUBY FALLS DR, PROSPECT, KY 40059-8521
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2024Deed, Transfer · Veterans Administration Mortgage
NBKC BANK
Mar 08, 2024Special Warranty Deed, Transfer
ENTERPRISE TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleMar 08, 2024 · Amount on Record
Deed Doc Number784934
Deed Book / PageD1395 / 305
Record RefreshedJun 08, 2026

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateOct 28, 2024
Property Address5514 RUBY FALLS DR, PROSPECT, KY 40059-8521
Document Number0D1395/305
Book / PageD1395 / 305
Map ReferenceMB 8 PG 20
Instrument DateOct 28, 2024
Instrument784934
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$849.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address18112 BRIDLE RUN DR, LOUISVILLE, KY 40245-3300

Mortgage

Document Number0000784937
DateOct 28, 2024
Instrument784937
Lender
NameNBKC BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2054

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOLDHAM KY
Recording DateMar 08, 2024
Property Address5514 RUBY FALLS DR, PROSPECT, KY 40059-8521
Document Number0D1377/446
Book / PageD1377 / 446
Map ReferenceMB 8 PG 20
Instrument DateMar 07, 2024
Instrument757115
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
Tax$675.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address590 MADISON AVE # AVE13TH, AVE13TH, NEW YORK, NY 10022-2524

Transferred To (Grantee/Buyer)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,128.00$848,657 Land $135,000 Building $713,657$848,657 Land $135,000 Building $713,657

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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