Oldham County property record for 5504 Ruby Falls Dr, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,248 sqft (0.327 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $810,550 (2024) |
| Tax Bill | $10,580.00 (2025) |
| Primary APN | 11-01A-02-335 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,248 sqft (0.327 acres) |
|---|
| Account Number | 73501 |
|---|---|
| Street Address | 5504 RUBY FALLS DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.3271 AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 335 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 30704 |
Source: Oldham County records · APN 11-01A-02-335
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5504 RUBY FALLS DR, PROSPECT, KY 40059-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 29, 2024 | Special Warranty Deed, Transfer ENTERPRISE TITLE |
| Jan 03, 2024 | Special Warranty Deed, Transfer ENTERPRISE TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2024 · Amount on Record |
| Deed Sale | Sep 05, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Doc Number | 777694 |
| Deed Book / Page | D1391 / 224 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 05, 2024 |
| Property Address | 5504 RUBY FALLS DR, PROSPECT, KY 40059-8521 |
| Document Number | 0D1391/224 |
| Book / Page | D1391 / 224 |
| Map Reference | MB 8 PG 20 |
| Instrument Date | Sep 05, 2024 |
| Instrument | 777694 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $811.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5504 RUBY FALLS DR, PROSPECT, KY 40059-8521 |
| Document Number | 0000777697 |
|---|---|
| Date | Sep 05, 2024 |
| Instrument | 777697 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 29, 2024 |
| Property Address | 5504 RUBY FALLS DR, PROSPECT, KY 40059-8521 |
| Document Number | 0D1374/493 |
| Book / Page | D1374 / 493 |
| Map Reference | MB 8 PG 20 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 753571 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 MADISON AVE # AVE13TH, AVE13TH, NEW YORK, NY 10022-2524 |
| Name | Verified Name |
|---|---|
| Address | 16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 03, 2024 |
| Property Address | 5504 RUBY FALLS DR, PROSPECT, KY 40059-8521 |
| Document Number | 0D1373/180 |
| Book / Page | D1373 / 180 |
| Map Reference | MB 8 PG 20 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 751341 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248 |
| Name | Verified Name |
|---|---|
| Address | 16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248 |
| Investor | Possibly a Property Investor |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,580.00 | $810,550 Land $135,000 Building $675,550 | $810,550 Land $135,000 Building $675,550 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures