5510 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5510 Upper Mill Ter N, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,372 sqft · built 1999
Lot Size0.046 acres (2,000 sqft)
Owner2 Individual Names on File
Last Sale$182,500 (Jun 2003)
Tax Bill$3,795 (2025)
Flood ZoneZone X (minimal risk)
APN28-581785

Property Details

APN / Parcel Number

Primary APN28-581785
Alternative APN
  • 581785

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,372 sqft Living Area
1st Floor Area692 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Deck Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number581785
Street Address5510 UPPER MILL TER N
CityFREDERICK
StateMD
Zip21703-6800
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMXD
Legal DescriptionLOT 21 PHASE 1 2000 SQ FT WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK
Legal Phase1
Legal Lot Number21
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

5510 Upper Mill Ter N, a townhouse, is owned and occupied by two individuals who bought it in June 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5510 UPPER MILL TER N, FREDERICK, MD 21703-6800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2003 · Amount on File
Deed SaleJun 26, 2003 · Amount on File
Prior SaleOct 19, 2000 · Amount on File
Deed Document Number20034499
Deed Book / Page3875 / 12
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5510 Upper Mill Ter N was $3,795.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,567$345,900 Land $115,000 Building $230,900
2025$3,795.00
2023$3,212.00$266,600$303,400 Land $80,000 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5510 Upper Mill Ter N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5510 Upper Mill Ter N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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