5506 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5506 Upper Mill Ter N, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,504 sqft · built 1999
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Jan 2009)
Tax Bill	$3,607 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-581769`

Property Details

APN / Parcel Number

Primary APN	`28-581769`
Alternative APN	`581769`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	824 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	581769
Street Address	5506 UPPER MILL TER N
City	FREDERICK
State	MD
Zip	21703-6800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 19 PHASE 1 2000 SQ FT WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK
Legal Phase	1
Legal Lot Number	19
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-581769

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23646 OVERLOOK PARK DR, CLARKSBURG, MD 20871-4321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2009 · Amount on Record
Deed Sale	Jan 23, 2009 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	200990372
Deed Book / Page	7159 / 638
Last Transfer Date	Apr 26, 2021
Transfer Doc	0149440073
Record Updated	Jun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 01, 2021
Property Address	5506 UPPER MILL TER N, FREDERICK, MD 21703-6800
Document Number	0149440073
Book / Page	14944 / 73
Map Reference	MB 60 FO 160
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, MICHAELS T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23646 OVERLOOK PARK DR, CLARKSBURG, MD 20871-4321

Mortgage

Document Number	0001494478
Date	Jun 01, 2021
Instrument	14944/78

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,400 (+13.89%) Land $80,000 Building $241,400	$321,400 (-) Land $80,000 Building $241,400
2024	$3,607.00 (+8.45%)
2023	$3,326.00 Homeowner's exemption	$282,200	$321,400 Land $80,000 Building $241,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.