5513 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5513 Upper Mill Ter N, Frederick, MD 21703 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3.5 Baths
Year BuiltBuilt 2001
Square Footage2,720 sqft Living Area
Lot Size2,200 sqft (0.051 acres)
GarageAttached, 240 sqft
OccupancyOwner Occupied
Last Sale$430,000 (2026)
Tax Bill$4,214.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-581955
Alternative APN
  • 581955

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,720 sqft Living Area
Gross Area2,960 sqft Gross Area
1st Floor680 sqft 1st Floor
Stories4 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area2,200 sqft (0.051 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
Deck Area180 sqft Deck
PorchOpen Porch
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number581955
Street Address5513 UPPER MILL TER N
CityFREDERICK
StateMD
Zip21703-6801
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 37 PHASE 1 2200 SQ FT WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK PH I
Legal Phase1
Legal Lot Number37
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records · APN 28-581955

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NFM LENDING
May 13, 2026Deed of Trust, Mortgage · Line of Credit
NYMEO FEDERAL CREDIT UNION
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 19, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2026 · Amount on Record
Deed SaleAug 04, 2026 · Amount on Record
Prior SaleMay 02, 2016 · Amount on Record
Deed Book / Page17988 / 125
Record RefreshedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 04, 2026
Property Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number1798000125
Book / Page17988 / 125
Instrument DateJul 30, 2026
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyFRIENDSHIP TITLE, FRIENDS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$434,300.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801

Mortgage

Document Number1798000131,
DateAug 04, 2026
Book Page17988/131
Lender
NameNFM LENDING
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

Mortgage

Document Number1798000152,
DateAug 04, 2026
Book Page17988/152
Lender
NameDEPARTMENT OF HOUSING AND COM
Agreement
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateMay 13, 2026
Property Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number1786000155
Book / Page17860 / 155
Instrument DateMay 13, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
InvestorPossibly a Property Investor

Mortgage

Document Number1786000155,
DateMay 13, 2026
Book Page17860/155
Lender
NameNYMEO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term290 Months
DueJul 01, 2050
Interest
Rate6.3%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0155910149
DateDec 20, 2021
Book Page15591/149
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0146770061
DateMar 19, 2021
Book Page14677/61
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueMay 01, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5513 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140250121
DateAug 31, 2020
Book Page14025/121
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term356 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$352,267 (+4.31%)$381,400 (+12.94%) Land $115,000 Building $266,400
2025$4,214.00 (+7.34%)$337,700 (+14%) Land $80,000 Building $257,700$337,700 (-) Land $80,000 Building $257,700
2024$3,926.00 (+10.31%)
2023$3,559.00$296,233$337,700 Land $80,000 Building $257,700

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