Black Hawk County property record for 5510 E Donald St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 1968 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,750 (Jun 2015) |
| Deeds & Mortgages | Dec 2017 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-14-201-007 |
| Primary APN | 8912-14-201-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,341 sqft |
| Basement Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 93,218 sqft (2.14 acres) |
| Garage Type | Mixed |
| Garage Area | 1,301 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5510 E DONALD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL H & J NE 1/4 SEC 14 T 89 R 12 S 148.71 FT OF N 208.71 FT OF W 551.95 FT AND S 20 FT OF N 228.71 FT OF W 551.95 FT ALSO |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2700 |
5510 E Donald St is owned and occupied by two individuals who acquired it in March 2024.
Source: Black Hawk County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Dec 2, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 16, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 18, 2024 | Intrafamily Transfer, Transfer |
| Mar 4, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on File |
| Deed Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 201520429 |
| Last Transfer Date | Mar 15, 2024 |
| Transfer Doc | 0000011340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800010881 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2018-00010881 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 202200011593 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 202200011593 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 202300002749 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202300002749 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 18, 2024 |
| Property Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 202400011340 |
| Map Reference | DOCNO2015-00007805 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 202400011340 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 4, 2024 |
| Property Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 202400010670 |
| Map Reference | DOC NO 2015-00007805 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 202400010670 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5510 E DONALD ST, WATERLOO, IA 50703-9320 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $274,140 Land $66,000 Building $208,140 | $274,140 Land $66,000 Building $208,140 |
| 2023 | $265,960 Land $55,000 Building $210,960 | $265,960 Land $55,000 Building $210,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5510 E Donald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1993–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5510 E Donald St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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