4829 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 4829 E Donald St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,250 sqft · built 1977
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$196,500 (May 2025)
Tax Bill$2,528 (2025)
Deeds & MortgagesOct 2019 Mortgage
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN8912-10-476-008

Property Details

APN / Parcel Number

Primary APN8912-10-476-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft
Basement Area1,250 sqft
Finished Basement750 sqft
Unfinished Basement1,250 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Deck Area416 sqft
Patio Area416 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4829 E DONALD ST
CityWATERLOO
StateIA
Zip50703-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRASMUSSEN MINOR PLAT LOT 1 A TRACT OF LAND IN THE SE SE SEC 10 T 89 R 12
Legal Range12W
Legal Township89N
Legal Section10
Legal SubdivisionRASMUSSEN MINOR PLAT
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionPOYNER
Census Block Group1
Census Block1066
Census Tract2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4829 E DONALD ST, WATERLOO, IA 50703-9321
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Deed of Trust, Mortgage · VA Mortgage
CBC NATIONAL BANK
Apr 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 27, 2023Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
May 20, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREENSTATE CU
May 20, 2025Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Jul 20, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleJul 20, 2024 · Amount on Record
Deed Document Number20256877
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007606
DateOct 23, 2019
Instrument202000007606
Lender
NameCBC NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100021842
DateApr 19, 2021
Instrument202100021842
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4829 E DONALD ST, WATERLOO, IA 50703-9321

Mortgage

Document Number202300014408
DateApr 27, 2023
Instrument202300014408
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202506880
DateMay 20, 2025
Instrument2025-06880
Lender
NameGREENSTATE CU
TypeCredit Union
Address2355 LANDON RD, NORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2040

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 20, 2025
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Document Number0202506877
Instrument DateMay 5, 2025
Instrument2025-06877
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4829 E DONALD ST, WATERLOO, IA 50703-9321

Mortgage

Document Number0202506879
DateMay 20, 2025
Instrument2025-06879
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 20, 2023
Property Address4829 E DONALD ST, WATERLOO, IA 50703-9321
Document Number202400000903
Instrument DateJul 18, 2023
Instrument202400000903
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4829 E DONALD ST, WATERLOO, IA 50703-9321

Mortgage

Document Number202400000904
DateJul 20, 2023
Instrument202400000904
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDunkerton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,528.00 (-8.34%)$230,730 (+4.77%) Land $63,000 Building $167,730$230,730 (+4.77%) Land $63,000 Building $167,730
2024$2,758.00 (+18.98%)
2023$220,230 (+29.53%) Land $52,500 Building $167,730$220,230 (+29.53%) Land $52,500 Building $167,730
2022$2,318.00 Homeowner's exemption$170,020 Land $42,000 Building $128,020
2021$170,020 Land $42,000 Building $128,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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