Black Hawk County property record for 5501 E Donald St, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1980 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Dec 2007 Mortgage Jun 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-11-451-008 |
| Primary APN | 8912-11-451-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Basement Area | 1,350 sqft |
| Finished Basement | 950 sqft |
| Unfinished Basement | 1,350 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5501 E DONALD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PART OF SE 1/4 SEC 11 T 89 R 12 DESC AS FOL BEG AT S 1/4 COR OF SEC 11 TH N 00 DEG 07 MIN 41 SEC W 59.99 FT TO N ROW LINE |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2700 |
5501 E Donald St, a rural home, is owned and occupied by an individual who acquired it in April 2026.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 26, 2007 | Deed of Trust, Mortgage VERIDIAN CU |
| Jun 26, 2009 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Feb 1, 2013 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Apr 29, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Apr 19, 2021 | Intrafamily Transfer, Transfer |
| Apr 19, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 0000005942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008012906 |
|---|---|
| Date | Dec 26, 2007 |
| Instrument | 2008012906 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Jan 2, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009025471 |
|---|---|
| Date | Jun 26, 2009 |
| Instrument | 2009025471 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2013016165 |
|---|---|
| Date | Feb 1, 2013 |
| Instrument | 2013016165 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | IOWA CITY, IA 52246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2028 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 29, 2026 |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 0000005942 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20265942 |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 19, 2021 |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 202100021891 |
| Map Reference | DOC 2021-14904 |
| Instrument Date | Apr 18, 2021 |
| Instrument | 202100021891 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 19, 2021 |
| Property Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
| Document Number | 202100021890 |
| Map Reference | DOC 2021-14904 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 202100021890 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5501 E DONALD ST, WATERLOO, IA 50703-9320 |
The 2025 property tax bill for 5501 E Donald St was $2,120 with a homeowner's exemption, down 8.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 (-8.07%) Homeowner's exemption | $194,460 Land $2,040 Building $192,420 | $194,460 Land $2,040 Building $192,420 |
| 2024 | $2,306.00 | ||
| 2023 | $193,510 (+33.08%) Land $1,580 Building $191,930 | $193,510 Land $1,580 Building $191,930 | |
| 2022 | $2,020.00 Homeowner's exemption Additional exemption filed | $145,410 Land $1,270 Building $144,140 | |
| 2021 | $145,410 Land $1,270 Building $144,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5501 E Donald St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1993–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5501 E Donald St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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