5510 Clay St, Denver, CO 80221 Property Records

Adams County property record for 5510 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1947
Lot Size	0.166 acres (7,242 sqft)
Owner	Company Name on Record
Last Sale	$382,000 (Mar 2020)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1825-17-1-02-006`

Property Details

APN / Parcel Number

Primary APN	`1825-17-1-02-006`
Alternative APNs	`0182517102006` `R0104608`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,242 sqft (0.166 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0104608
Street Address	5510 CLAY ST
City	DENVER
State	CO
Zip	80221-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUB:WESTMOORLAND RESUBD BLK 4 DESC: N 50 FT OF THE S 166 FT OF PLOT 38 AND THE W 41/32 FT OF THE N 50 FT OF THE S 166 FT OF PLOT 39
Legal Range	68W
Legal Township	03S
Legal Section	17
Legal Quarter	1
Legal Subdivision	WESTMOORLAND RESUBD BLK 4
Legal Block	4
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2012
Census Tract	9752

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10992 FENTON CIR, WESTMINSTER, CO 80020-3238
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit COLORADO HOUSING & FINANCE AUTHORITY
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Mar 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	202029015
Last Transfer Date	Oct 2, 2025
Transfer Doc	0000061208
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 17, 2025
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Document Number	0000061208
Instrument Date	Oct 2, 2025
Instrument	2025000061208
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10992 FENTON CIR, WESTMINSTER, CO 80020-3238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10992 FENTON CIR, WESTMINSTER, CO 80020-3238

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 CLAY ST, DENVER, CO 80221-1635

Mortgage

Document Number	0000100157
Date	Aug 24, 2021
Instrument	2021000100157

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113404
Date	Dec 26, 2017
Instrument	2017000113404

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038496
Date	May 14, 2018
Instrument	2018000038496

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036528
Date	May 15, 2019
Instrument	2019000036528

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076855
Date	Sep 16, 2019
Instrument	2019000076855

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 31, 2020
Property Address	5510 CLAY ST, DENVER, CO 80221-1635
Document Number	0000029015
Instrument Date	Mar 26, 2020
Instrument	2020000029015
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 CLAY ST, DENVER, CO 80221-1635

Mortgage

Document Number	0000029016
Date	Mar 31, 2020
Instrument	2020000029016

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (-48.35%)	$33,730 (+1.9%) Land $7,820 Building $25,910	$496,000 (+0.4%) Land $115,000 Building $381,000
2024	$3,431.00 (-15.14%)	$33,100 (-0.96%) Land $7,710 Building $25,390	$494,000 (-) Land $115,000 Building $379,000
2023	$4,043.00 (-5.56%)	$33,420 (-4.65%) Land $7,780 Building $25,640	$494,000 (-2.05%) Land $115,000 Building $379,000
2022	$4,281.00	$35,050 Land $15,980 Building $19,070	$504,344 Land $230,000 Building $274,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

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