5480 Clay St, Denver, CO 80221 Property Records

Adams County property record for 5480 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1947
Lot Size	0.178 acres (7,750 sqft)
Owner	Company Name on File
Last Sale	$385,000 (Apr 2020)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1825-17-1-06-002`

Property Details

APN / Parcel Number

Primary APN	`1825-17-1-06-002`
Alternative APNs	`0182517106002` `R0104701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	928 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Porch	Wood Porch
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0104701
Street Address	5480 CLAY ST
City	DENVER
State	CO
Zip	80221-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUB:WESTMOORLAND DESC: N2 LOT 3A BLK 13 RESUBD OF BLK 13 AND SUBD OF BLK 14
Legal Range	68W
Legal Township	03S
Legal Section	17
Legal Quarter	1
Legal Subdivision	WESTMOORLAND
Legal Block	13,14
Legal Lot Number	3A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2020
Census Tract	9752

Owner

5480 Clay St is owned by a company that bought it in April 2020.

Source: Adams County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	4320 DECATUR ST, DENVER, CO 80211-1722
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Nov 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 19, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 11, 2018	Trustee's Deed, Construction Loan · Line of Credit MERCHANTS MTG & TR CORP LLC
Sep 11, 2018	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	202031854
Prior Transfer Date	Jun 27, 1996
Prior Transfer Doc	0000192549
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113791
Date	Dec 26, 2019
Instrument	2019000113791

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 5, 2020
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Document Number	0000114679
Instrument Date	Oct 25, 2020
Instrument	114679
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4320 DECATUR ST DENVER CO 802111722, DENVER, CO 80211-1722

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 7, 2020
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Document Number	0000031854
Instrument Date	Apr 2, 2020
Instrument	2020000031854
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4320 DECATUR ST, DENVER, CO 80211-1722

Mortgage

Document Number	0000031855
Date	Apr 7, 2020
Instrument	2020000031855

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 19, 2019
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Document Number	0000111530
Instrument Date	Dec 16, 2019
Instrument	111530
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8601 W CROSS DR F5 #131 LITTLETON CO 80123, 131, LITTLETON, CO 80123

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 11, 2018
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Instrument Date	Sep 10, 2018
Instrument	73986
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6676 W LONG DR LITTLETON CO 801235146, LITTLETON, CO 80123-5146

Mortgage

Document Number	0000073986
Date	Sep 11, 2018
Instrument	73986

Lender

Name	MERCHANTS MTG & TR CORP LLC
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 10, 2019

Interest

Rate Type	Adjustable Rate
Rate	10%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 11, 2018
Property Address	5480 CLAY ST, DENVER, CO 80221-1636
Document Number	0000073985
Instrument Date	Sep 10, 2018
Instrument	73985
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$27.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8601 W CROSS DR F5 #131 LITTLETON CO 80123, 131, LITTLETON, CO 80123

Tax Assessment & Valuation

The 2025 property tax bill for 5480 Clay St was $1,657, down 41.9% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (-41.92%)	$31,550 Land $7,820 Building $23,730	$464,000 Land $115,000 Building $349,000
2024	$2,853.00 (-17.02%)
2023	$3,438.00 (-16.41%)	$32,810 (-2.58%) Land $7,780 Building $25,030	$420,000 (-13.35%) Land $115,000 Building $305,000
2022	$4,113.00	$33,680 Land $15,980 Building $17,700	$484,691 Land $230,000 Building $254,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5480 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5480 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

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