5535 Clay St, Denver, CO 80221 Property Records

Adams County property record for 5535 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,594 sqft · built 1949
Lot Size	0.162 acres (7,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Dec 2016)
Tax Bill	$1,825 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1825-17-1-03-019`

Property Details

APN / Parcel Number

Primary APN	`1825-17-1-03-019`
Alternative APNs	`0182517103019` `R0104650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	1,594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,072 sqft (0.162 acres)
Lot Dimensions	104 ft deep x 68 ft wide
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0104650
Street Address	5535 CLAY ST
City	DENVER
State	CO
Zip	80221-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUB:WESTMOORLAND RESUBD OF DESC: S 35/7 FT OF E 104 FT OF LOT 3 AND N 32/3 FT OF LOT 14
Legal Range	68W
Legal Township	03S
Legal Section	17
Legal Quarter	1
Legal Subdivision	WESTMOORLAND RESUBD OF
Legal Lot Number	3,14
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2013
Census Tract	9752

Owner

Source: Adams County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5535 CLAY ST, DENVER, CO 80221-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 14, 2022	Deed of Trust, Mortgage · Unknown BELLCO CU
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2016106262
Prior Transfer Date	Mar 19, 1996
Prior Transfer Doc	0000159355
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5535 CLAY ST, DENVER, CO 80221-1634
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136838
Date	Nov 23, 2021
Instrument	2021000136838

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5535 CLAY ST, DENVER, CO 80221-1634
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052171
Date	Jun 14, 2022
Instrument	2022000052171

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Unknown
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5535 CLAY ST, DENVER, CO 80221-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114568
Date	Nov 5, 2020
Instrument	2020000114568

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5535 CLAY ST, DENVER, CO 80221-1634
Document Number	0000102014
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 CLAY ST DENVER CO 802211634, DENVER, CO 80221-1634

Mortgage

Document Number	0000102014
Date	Nov 22, 2019
Instrument	102014

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5535 CLAY ST, DENVER, CO 80221-1634
Document Number	0000077194
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 CLAY ST DENVER CO 802211634, DENVER, CO 80221-1634

Mortgage

Document Number	0000077194
Date	Sep 16, 2019
Instrument	77194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (-48.56%)	$34,750 (+0.93%) Land $7,820 Building $26,930	$511,000 (+0.39%) Land $115,000 Building $396,000
2024	$3,548.00 (-14.83%)
2023	$4,166.00 (-2.34%)	$34,430 (-1.43%) Land $7,780 Building $26,650	$509,000 (+1.27%) Land $115,000 Building $394,000
2022	$4,266.00	$34,930 Land $15,980 Building $18,950	$502,618 Land $230,000 Building $272,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

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