551 W 440 S, Orem, UT 84058 Property Records

Utah County property record for 551 W 440 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,268 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$358,800 (Apr 2021)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-057-0011`

Property Details

APN / Parcel Number

Primary APN	`52-057-0011`
Alternative APN	`078466`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	1,268 sqft
Basement Area	1,222 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	368 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	078466
Street Address	551 W 440 S
City	OREM
State	UT
Zip	84058-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT C, SPRINGFIELD PARK SUB.
Legal Subdivision	PARK SUB
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1001
Census Tract	1105

Owner

551 W 440 S is owned and occupied by two individuals who bought it in April 2021.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 W 440 S, OREM, UT 84058-6114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Dec 27, 2018	Deed of Trust, Mortgage UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Feb 11, 2015 · Amount on File
Deed Document Number	202178043
Prior Transfer Date	Mar 11, 2002
Prior Transfer Doc	0000030109
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	551 W 440 S, OREM, UT 84058-6114
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034649
Date	May 31, 2023
Instrument	34649:2023

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 26, 2021
Property Address	551 W 440 S, OREM, UT 84058-6114
Document Number	0000078043
Instrument Date	Apr 20, 2021
Instrument	78043:2021
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	VANGUARD TITLE INSURANCE AGE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 W 440 S, OREM, UT 84058-6114

Mortgage

Document Number	0000078044
Date	Apr 26, 2021
Instrument	78044:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	551 W 440 S, OREM, UT 84058-6114
Document Number	0000000110
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	SKYLINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 W 440 S OREM UT 840586114, OREM, UT 84058-6114

Mortgage

Document Number	0000000110
Date	Jan 2, 2019
Instrument	110

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 551 W 440 S was $2,270.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,560 (-44.9%)	$519,200 (+0.17%) Land $228,000 Building $291,200
2025	$2,270.00	$518,300 Land $228,000 Building $290,300	$518,300 Land $228,000 Building $290,300
2024	$2,270.00 (+14.82%)
2023	$1,977.00 (-6.88%)	$259,930	$472,600 Land $217,100 Building $255,500
2022	$2,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 W 440 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 W 440 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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