548 W 440 S, Orem, UT 84058 Property Records

Utah County property record for 548 W 440 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,840 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,400 (Oct 2020)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-057-0003`

Property Details

APN / Parcel Number

Primary APN	`52-057-0003`
Alternative APN	`078458`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	1,111 sqft
Basement Area	1,008 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	078458
Street Address	548 W 440 S
City	OREM
State	UT
Zip	84058-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT C, SPRINGFIELD PARK SUB.
Legal Subdivision	PARK SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 W 440 S, OREM, UT 84058-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUPERIOR LENDING ASSOCIATES LC
Aug 1, 2019	Deed of Trust, Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	2020159992
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000159992
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	548 W 440 S, OREM, UT 84058-6115
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107191
Date	Oct 5, 2022
Instrument	107191:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 14, 2020
Property Address	548 W 440 S, OREM, UT 84058-6115
Document Number	0000159992
Instrument Date	Oct 8, 2020
Instrument	159992:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	543 W 440 S, OREM, UT 84058-6114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159993
Date	Oct 14, 2020
Instrument	159993:2020

Lender

Name	SUPERIOR LENDING ASSOCIATES LC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	548 W 440 S, OREM, UT 84058-6115
Document Number	0000088404
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 W 440 S OREM UT 840586115, OREM, UT 84058-6115

Mortgage

Document Number	0000088404
Date	Sep 9, 2019
Instrument	88404

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,800 (-44.42%)	$516,000 (+1.06%) Land $223,800 Building $292,200
2025	$2,237.00 (+0.04%)	$510,600 (+95.77%) Land $223,800 Building $286,800	$510,600 (+7.68%) Land $223,800 Building $286,800
2024	$2,236.00 (+12.7%)
2023	$1,984.00 (-5.79%)	$260,810	$474,200 Land $213,100 Building $261,100
2022	$2,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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