524 W 440 S, Orem, UT 84058 Property Records

Utah County property record for 524 W 440 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,903 sqft · built 1983
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$3,364 (2025)
Deeds & Mortgages	May 2022 Construction Loan Sep 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-057-0005`

Property Details

APN / Parcel Number

Primary APN	`52-057-0005`
Alternative APN	`078460`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,903 sqft Living Area
Gross Area	6,263 sqft
1st Floor Area	1,786 sqft
Basement Area	1,760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	95 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	078460
Street Address	524 W 440 S
City	OREM
State	UT
Zip	84058-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT C, SPRINGFIELD PARK SUB.
Legal Subdivision	PARK SUB
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	524 W 440 S, OREM, UT 84058-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF UTAH
Sep 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage DESERET FIRST CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2019	Deed of Trust, Mortgage SECURITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024
Deed Sale	Nov 21, 2024
Prior Sale	Oct 2, 2024 · Amount on File
Deed Document Number	202482141
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	0000062726
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	524 W 440 S, OREM, UT 84058-6115
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062728
Date	May 23, 2022
Instrument	62728:2022

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 5, 2023

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	524 W 440 S, OREM, UT 84058-6115
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157134
Date	Sep 9, 2021
Instrument	157134:2021

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	524 W 440 S, OREM, UT 84058-6115
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084073
Date	May 4, 2021
Instrument	84073:2021

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	524 W 440 S, OREM, UT 84058-6115
Document Number	0000124284
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 W 440 S OREM UT 840586115, OREM, UT 84058-6115

Mortgage

Document Number	0000124284
Date	Nov 25, 2019
Instrument	124284

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,840 (+6.94%)	$848,800 (+6.94%) Land $237,600 Building $611,200
2025	$3,364.00 (+9.36%)	$436,535 (+20.09%)	$793,700 (+20.09%) Land $237,600 Building $556,100
2024	$3,076.00 (+11.25%)
2023	$2,765.00 (+4.7%)	$363,495	$660,900 Land $226,300 Building $434,600
2022	$2,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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