551 Upper Pole Cat Rd, Howard, PA 16841 Property Records

Centre County property record for 551 Upper Pole Cat Rd, Howard, PA 16841

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 960 sqft · built 2017
Lot Size	132 acres (5,787,382 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2017)
Tax Bill	$2,008 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-003-,004A,0000`

Property Details

APN / Parcel Number

Primary APN	`04-003-,004A,0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	5,787,382 sqft (132 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	551 UPPER POLE CAT RD
City	HOWARD
State	PA
Zip	16841-2543
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PB 91/78 REPLOT OF 1ST THEREOF
Jurisdiction	CENTRE PA
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1046
Census Tract	10100

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	551 UPPER POLE CAT RD, HOWARD, PA 16841-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage OLD ORDER AMISH HELPING PROGRAM
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Apr 28, 2017	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Book / Page	2197 / 957
Prior Transfer Date	Sep 26, 2016
Prior Transfer Doc	02188/0319
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	551 UPPER POLE CAT RD, HOWARD, PA 16841-2543
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2275/191
Date	Jun 28, 2021
Book Page	2275/191

Lender

Name	OLD ORDER AMISH HELPING PROGRAM
Type	Non-Lending Institution
Address	ELIZABETHVILLE, PA 17023

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	551 UPPER POLE CAT RD, HOWARD, PA 16841-2543
Transaction Type	Mortgage
Record Updated	Aug 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2254/485
Date	Aug 3, 2020
Book Page	2254/485

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MILL HALL, PA 17751

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Apr 28, 2017
Property Address	551 UPPER POLE CAT RD, HOWARD, PA 16841-2543
Document Number	02197/0957
Book / Page	2197 / 0957
Map Reference	MB 91 PG 78
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 STECLVILLE MILL RD, ATGLEN, PA 19310-9703

Mortgage

Document Number	0021970958
Date	Apr 28, 2017
Instrument	2197/0958

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Liberty Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,008.00 (-46.61%)	$34,070 (-51.57%) Land $17,805 Building $16,265
2025			$68,140 (-51.57%) Land $35,610 Building $32,530
2024	$3,761.00	$70,355 Land $54,090 Building $16,265
1994			$140,710 Land $108,180 Building $32,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2000–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Upper Pole Cat Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures