1099 Upper Pole Cat Rd, Howard, PA 16841 Property Records

Centre County property record for 1099 Upper Pole Cat Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1885
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$40,835 (Jun 2023)
Tax Bill	$532 (2026)
Deeds & Mortgages	Aug 2005 Mortgage Jun 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-004-,002B,0000`

Property Details

APN / Parcel Number

Primary APN	`04-004-,002B,0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Other
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	1099 UPPER POLE CAT RD
City	HOWARD
State	PA
Zip	16841-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1046
Census Tract	10100

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 UPPER POLE CAT RD, HOWARD, PA 16841-2549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2005	Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC
Jun 30, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Jun 14, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Mar 13, 1996
Deed Book / Page	2307 / 591
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	1099 UPPER POLE CAT RD, HOWARD, PA 16841-2547
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01860/1058
Date	Aug 11, 2005
Book Page	1860/1058
Instrument	000903

Lender

Name	CITIFINANCIAL SERVICES INC
Type	Subprime Lender
Address	19 E MAIN ST, LOCK HAVEN, PA 17745

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 15, 2020

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	1099 UPPER POLE CAT RD, HOWARD, PA 16841-2547
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01966/0699
Date	Jun 30, 2006
Book Page	1966/0699

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	120 E WALNUT ST, LOCK HAVEN, PA 17745

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Aug 5, 2021

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 14, 2023
Property Address	1099 UPPER POLE CAT RD, HOWARD, PA 16841-2547
Document Number	002307/591
Book / Page	2307 / 591
Instrument Date	May 2, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$408.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 UPPER POLE CAT RD, HOWARD, PA 16841-2549

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Liberty Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$532.00 (+10.14%)	$9,035 (-) Land $2,395 Building $6,640
2025			$18,070 (-) Land $4,790 Building $13,280
2024	$483.00	$9,035 Land $2,395 Building $6,640
1994			$18,070 Land $4,790 Building $13,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2000–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

No cell data coverage reported

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