Centre County property record for 451 Upper Pole Cat Rd, Howard, PA 16841
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1979 |
| Lot Size | 20.3 acres (884,268 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,812 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-008-,019A,0000 |
| Primary APN | 03-008-,019A,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Lot Area | 884,268 sqft (20.3 acres) |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 451 UPPER POLE CAT RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | CURTIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 451 UPPER POLE CAT RD, HOWARD, PA 16841-2542 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 1973 |
| Deed Sale | Mar 10, 1973 |
| Deed Book / Page | 375 / 253 |
| Last Transfer Date | Apr 4, 2011 |
| Transfer Doc | 02077/0653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 451 UPPER POLE CAT RD, HOWARD, PA 16841-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2278/614 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 2278/614 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEECH CREEK, PA 16822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Curtin Township |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,812.00 (-11.22%) | $32,120 (-20.62%) Land $6,565 Building $25,555 | |
| 2025 | $64,240 (-20.62%) Land $13,130 Building $51,110 | ||
| 2024 | $2,041.00 | $40,465 Land $14,910 Building $25,555 | |
| 1994 | $80,930 Land $29,820 Building $51,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2000–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
No cell data coverage reported
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