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551 Rum Rd, Captiva, FL 33924 Property Records

Lee County property record for 551 Rum Rd, Captiva, FL 33924

Property Summary

Property TypeCommercial
Details3 bd · 2.5 ba · 4,440 sqft · built 1990
Lot Size0.371 acres (16,161 sqft)
Owner2 Individual Names on File
Tax Bill$5,169 (2025)
Deeds & MortgagesApr 2021 Transfer
Flood ZoneZone AE (high risk)
APN05-45-21-16-00000.0500

Property Details

APN / Parcel Number

Primary APN05-45-21-16-00000.0500
Alternative APNs
  • 21054516000000500
  • 10003506

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,440 sqft Gross Area
1st Floor Area900 sqft
Upper Floors Area1,040 sqft
Basement Area900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area16,161 sqft (0.371 acres)
Lot Dimensions138 ft deep x 107 ft wide
View / LotCanal Front
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area1,140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003506
Street Address551 RUM RD
CityCAPTIVA
StateFL
Zip33924
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC1
Legal DescriptionN END CAPTIVA IS PB 1 PG 61 PT LOT 2 AS DESC IN OR 1122 PG 510
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract16
Legal Block1
Legal Lot Number2
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1030
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-16-00000.0500

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 101649, CAPE CORAL, FL 33910-1649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2001
Deed SaleMar 26, 2001
Deed Book / Page3382 / 4763
Last Transfer DateMar 26, 2021
Transfer Doc0000105109
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateApr 02, 2021
Property Address551 RUM RD, CAPTIVA, FL 33924
Document Number0000105109
Map ReferenceMB 1 PG 61
Instrument DateMar 26, 2021
Instrument2021000105109
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address16884 COLONY LAKES BLVD, FORT MYERS, FL 33908-9600

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$396,495 (+3.9%)$561,534 (-9.65%) Land $330,027 Building $231,507
2025$5,169.00 (-9.24%) Homeowner's exemption$381,609 (-4.28%)$621,529 (+0.83%) Land $386,591 Building $234,938
2023$5,695.00 (+2.04%) Homeowner's exemption$398,668 (+7.61%)$616,406 (+12.35%) Land $367,986 Building $248,420
2022$5,581.00 Homeowner's exemption$370,488$548,667 Land $292,905 Building $255,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Lumen Technologies
DSL		60 / 5
Verizon
Fixed Wireless		25 / 6

Based on FCC filings for 178 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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