Lee County property record for 539 Rum Rd, Captiva, FL 33924 · Last verified May 2026
| Property Type | Transportation (Air, Rail, Bus) |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $115,000 (Aug 2011) |
| Tax Bill | $8,761 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-16-00000.0510 |
| Primary APN | 05-45-21-16-00000.0510 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|---|
| View / Lot | Canal Front |
| Patio Area | 700 sqft |
| Boat Access | Boat Access |
| Account Number | 10003475 |
|---|---|
| Street Address | 539 RUM RD |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Public Works |
| Property Type | Public Works > Transportation (Air, Rail, Bus) |
| Legal Description | N END CAPTIVA IS PB 1 PG 61 LOT K W CAPTIVA PALMA UNREC DESC OR3268 PG1630 + EXPANSION OF KW AS DESC IN INST #2012000128881 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | CAPTIVA & ISLANDS N |
| Legal Tract | 16 |
| Legal Block | 1 |
| Legal Lot Number | K |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 80100 |
Source: Lee County records · APN 05-45-21-16-00000.0510
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · SBA Mortgage U S SMALL BUSINESS ADMINI |
| Feb 05, 2026 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 06, 2022 | Warranty Deed, Transfer · Line of Credit CSCJ FAMILY LIMITED PARTNERSHIP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2011 · Amount on Record |
| Deed Sale | Aug 05, 2011 · Amount on Record |
| Prior Sale | May 31, 2011 · Amount on Record |
| Deed Document Number | 2011176057 |
| Last Transfer Date | May 31, 2012 |
| Transfer Doc | 0000128881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 539 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000099279 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202699279 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200 |
| Document Number | 0000099279, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202699279 |
| Name | U S SMALL BUSINESS ADMINI |
|---|
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 539 RUM RD, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029868 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026000029868 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 27, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 06, 2022 |
| Property Address | 539 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000115869 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022000115869 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4421 BARTLETT PKWY, 4421, CAPTIVA, FL 33924 |
| Name | Verified Name |
|---|---|
| Address | 5576 DOUG TAYLOR CIR, ST JAMES CITY, FL 33956-3200 |
| Investor | Possibly a Property Investor |
| Document Number | 0000115870 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 2022000115870 |
| Name | CSCJ FAMILY LIMITED PARTNERSHIP |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 31, 2023 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,761.00 (-13.85%) | $597,530 (-13.52%) Land $589,300 Building $8,230 | $597,530 (-13.52%) Land $589,300 Building $8,230 |
| 2023 | $10,169.00 (+38.28%) | $690,909 (-0.13%) Land $647,117 Building $43,792 | $690,909 (-0.13%) Land $647,117 Building $43,792 |
| 2022 | $7,354.00 | $691,818 Land $647,117 Building $44,701 | $691,818 Land $647,117 Building $44,701 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 774 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured 83 under condo master policies |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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