533 Rum Rd, Captiva, FL 33924 Property Records

Lee County property record for 533 Rum Rd, Captiva, FL 33924 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Bathrooms5 Baths
Year BuiltBuilt 1998
Square Footage2,563 sqft Gross Area
Lot Size8,475 sqft (0.195 acres)
Last Sale$600,000 (2000)
Tax Bill$11,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-45-21-16-00000.0520
Alternative APNs
  • 21054516000000520
  • 10003474

Interior

Full Baths5 Baths
Building Area2,563 sqft Gross Area
1st Floor504 sqft 1st Floor
Upper Floors624 sqft Upper Floors
Office504 sqft Office
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof ConstructionFlat Roof Construction
Roof MaterialMetal Roof
Lot Area8,475 sqft (0.195 acres)
Patio Area380 sqft Patio
Porch Area706 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10003474
Street Address533 RUM RD
CityCAPTIVA
StateFL
Zip33924
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionMAP N END CAPTIVA IS PB 1 PG 61 FR E 1/4 COR RUN DESC OR 1189 PG 1429 AKA LOT EW CAPTIVA PALMA
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionCAPTIVA & ISLANDS N
Legal Tract16
Legal Block1
Legal Lot NumberCA
JurisdictionLEE FL
Minor Civil DivisionSANIBEL ISLAND
Census Blockgroup1
Census Block1018
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-16-00000.0520

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · Small Business Association Mortgage
U S SMALL BUSINESS ADMINI
Feb 05, 2026Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Aug 03, 2022Correction Deed
ACCOMODATION, ACCOMMODATION
Apr 06, 2022Warranty Deed, Transfer · Line of Credit
CSCJ FAMILY LIMITED PARTNERSHIP
Apr 12, 2019Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2000 · Amount on Record
Deed SaleJun 15, 2000 · Amount on Record
Deed Book / Page3268 / 1626
Last Transfer DateAug 02, 2022
Transfer Doc0000251045
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateApr 16, 2026
Property Address533 RUM RD, CAPTIVA, FL 33924
Document Number0000099279
Instrument DateMar 23, 2026
Instrument202699279
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200

Mortgage

Document Number0000099279,
DateApr 16, 2026
Instrument202699279
Lender
NameU S SMALL BUSINESS ADMINI
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2055
Interest
Rate6.01%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address533 RUM RD, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029868
DateFeb 05, 2026
Instrument2026000029868
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term356 Months
DueOct 27, 2055

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionLEE FL
Recording DateAug 03, 2022
Property Address533 RUM RD, CAPTIVA, FL 33924
Document Number0000251045
Instrument DateAug 02, 2022
Instrument2022000251045
Record UpdatedFeb 09, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address533 RUM RD, CAPTIVA, FL 33924

Transferred To (Grantee/Buyer)

NameVerified Name
Address5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200
InvestorPossibly a Property Investor

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 06, 2022
Property Address533 RUM RD, CAPTIVA, FL 33924
Document Number0000115869
Instrument DateMar 31, 2022
Instrument2022000115869
Transaction TypeTransfer
Record UpdatedFeb 09, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$59,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address4421 BARTLETT PKWY, CAPTIVA, FL 33924

Transferred To (Grantee/Buyer)

NameVerified Name
Address5576 DOUG TAYLOR CIR, ST JAMES CITY, FL 33956-3200
InvestorPossibly a Property Investor

Mortgage

Document Number0000115870
DateApr 06, 2022
Instrument2022000115870
Lender
NameCSCJ FAMILY LIMITED PARTNERSHIP
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 31, 2023

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Recording DateApr 12, 2019
Property Address533 RUM RD, CAPTIVA, FL 33924
Instrument DateApr 08, 2019
Instrument83522
Transaction TypeMortgage
Record UpdatedJun 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4421 BARTLETT PKWY NORTH CAPTIVA FL 33954, NORTH CAPTIVA, FL 33954

Mortgage

Document Number0000083522
DateApr 12, 2019
Instrument83522
Lender
NameBANK OF AMERICA
TypeBank
Address101 N TRYON ST, CHARLOTTE, NC 28246-0100
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$777,975 (-0.05%) Land $173,888 Building $604,087$777,975 (-0.05%) Land $173,888 Building $604,087
2025$11,484.00 (-1.22%)$778,367 (+1.17%) Land $207,817 Building $570,550$778,367 (+1.17%) Land $207,817 Building $570,550
2023$11,626.00 (+34.44%)$769,353 (+15.44%) Land $316,716 Building $452,637$769,353 (+15.44%) Land $316,716 Building $452,637
2022$8,648.00$666,436 Land $231,368 Building $435,068$666,436 Land $231,368 Building $435,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Rum Rd

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