551 E Bear St, McCleary, WA 98557 Property Records

Grays Harbor County property record for 551 E Bear St, McCleary, WA 98557

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 2017
Lot Size0.165 acres (7,198 sqft)
OwnerIndividual Name on File
Last Sale$252,880 (Aug 2018)
Tax Bill$3,088 (2024)
Deeds & MortgagesApr 2024 Transfer
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN065600005500

Property Details

APN / Parcel Number

Primary APN065600005500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,491 sqft Living Area

Exterior

Year BuiltBuilt 2017
Foundation TypeConcrete
Lot Area7,198 sqft (0.165 acres)
Garage Area484 sqft

Location & Zoning

Street Address551 E BEAR ST
CityMCCLEARY
StateWA
Zip98557-9568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT PLACE II LOT 55
Legal Section02
Legal SubdivisionSUMMIT PLACE
Legal Lot Number55
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMCCLEARY
Census Block Group3
Census Block3006
Census Tract600

Owner

Source: Grays Harbor County records · APN 065600005500

Assessment roll updated May 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address551 E BEAR ST, MCCLEARY, WA 98557-9568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2024Intrafamily Transfer, Transfer
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 01, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UMPQUA BANK
Nov 17, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BISMARK MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Prior SaleAug 01, 2018 · Amount on Record
Deed Document Number0008010047
Last Transfer DateApr 02, 2024
Transfer Doc0004020026
Record UpdatedJun 08, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYS HARBOR WA
Recording DateApr 02, 2024
Property Address551 E BEAR ST, MCCLEARY, WA 98557-9568
Document Number0004020026
Map ReferenceVOL 11 PG 64-68
Instrument DateMar 07, 2024
Instrument2024-04020026
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address551 E BEAR ST, MCCLEARY, WA 98557-9568
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011090057
DateNov 09, 2021
Instrument2021-11090057
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 01, 2018
Property Address551 E BEAR ST, MCCLEARY, WA 98557-9568
Document Number0008010047
Map ReferenceVOL11 PG64-68
Instrument DateJul 18, 2018
Instrument2018-08010047
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,874.06
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 E BEAR ST, MCCLEARY, WA 98557-9568

Mortgage

Document Number0008010048
DateAug 01, 2018
Instrument2018-08010048
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGRAYS HARBOR WA
Recording DateNov 17, 2017
Property Address551 E BEAR ST, MCCLEARY, WA 98557-9568
Instrument DateNov 08, 2017
Instrument11170080
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2018
Title CompanyPACIFIC TITLE LC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address140 BOWERS RD CHEHALIS WA 985328935, CHEHALIS, WA 98532-8935

Mortgage

Document Number0011170080
DateNov 17, 2017
Instrument11170080
Lender
NameBISMARK MTG
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 31, 2024 · Last verified October 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityMcCleary City
Unified School DistrictMcCleary School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,088.00 (-4.57%)$385,327 (+5.12%) Land $87,000 Building $298,327$385,327 (+5.12%) Land $87,000 Building $298,327
2023$3,236.00$366,570 (-) Land $87,000 Building $279,570$366,570 (-) Land $87,000 Building $279,570
2022$366,570 Land $87,000 Building $279,570$366,570 Land $87,000 Building $279,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPIT WATER CO 328
serves 48 people
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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