453 E Bear St, McCleary, WA 98557 Property Records

Grays Harbor County property record for 453 E Bear St, McCleary, WA 98557 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 2018
Lot Size0.165 acres (7,198 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jul 2026)
Tax Bill$3,631 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN065600004900

Property Details

APN / Parcel Number

Primary APN065600004900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,491 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area7,198 sqft (0.165 acres)
Garage Area484 sqft

Location & Zoning

Street Address453 E BEAR ST
CityMCCLEARY
StateWA
Zip98557-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT PLACE II LOT 49
Legal Range02
Legal Township05
Legal Section18
Legal SubdivisionSUMMIT PLACE
Legal Lot Number49
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMCCLEARY
Census Block Group3
Census Block3006
Census Tract600

Owner

Source: Grays Harbor County records · APN 065600004900

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address453 E BEAR ST, MCCLEARY, WA 98557-9567
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 12, 2021Deed of Trust, Mortgage · Line of Credit
O BEE CU
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLYMPIA FED'L SVGS
Jun 01, 2018Trustee's Deed, Construction Loan · Construction Mortgage
OLYMPIA FED'L SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Prior SaleDec 01, 2016 · Amount on Record
Deed Document Number202647
Prior Transfer DateJan 10, 2012
Prior Transfer Doc0000000041
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJul 29, 2026
Property Address453 E BEAR ST, MCCLEARY, WA 98557-9567
Document Number0000000047
Instrument DateJul 02, 2026
Instrument202647
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$648,167.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 E BEAR ST, MCCLEARY, WA 98557-9567
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address453 E BEAR ST, MCCLEARY, WA 98557-9567
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007120033
DateJul 12, 2021
Instrument2021-07120033
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address453 E BEAR ST, MCCLEARY, WA 98557-9567
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010120035
DateOct 12, 2021
Instrument2021-10120035
Lender
NameO BEE CU
TypeCredit Union
AddressLACEY, WA 98509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 11, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address453 E BEAR ST, MCCLEARY, WA 98557-9567
Document Number0007240017
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 E BEAR ST MCCLEARY WA 985579567, MCCLEARY, WA 98557-9567

Mortgage

Document Number0007240017
DateJul 24, 2020
Instrument7240017
Lender
NameOLYMPIA FED'L SVGS
TypeFederal Savings Bank
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 23, 2035

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGRAYS HARBOR WA
Recording DateJun 01, 2018
Property Address453 E BEAR ST, MCCLEARY, WA 98557-9567
Instrument DateMay 21, 2018
Instrument6010009
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 E BEAR ST MCCLEARY WA 985579567, MCCLEARY, WA 98557-9567

Mortgage

Document Number0006010009
DateJun 01, 2018
Instrument6010009
Lender
NameOLYMPIA FED'L SVGS
TypeFederal Savings Bank
AddressOLYMPIA, WA 98501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityMcCleary City
Unified School DistrictMcCleary School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,631.00 (+14.15%)$397,192 (-) Land $87,000 Building $310,192$397,192 (-) Land $87,000 Building $310,192
2024$3,181.00 (-4.59%)$397,192 (+5.17%) Land $87,000 Building $310,192$397,192 (+5.17%) Land $87,000 Building $310,192
2023$3,334.00
2022$377,658 Land $87,000 Building $290,658$377,658 Land $87,000 Building $290,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grays Harbor County (53027C), updated November 27, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530270006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
5 of 7 on primary residences
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on E Bear St

Nearby Streets

Search Property Records by Address or Parcel Number