539 E Bear St, McCleary, WA 98557 Property Records

Grays Harbor County property record for 539 E Bear St, McCleary, WA 98557 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 2012
Lot Size	0.165 acres (7,198 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (Mar 2022)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065600005400`

Property Details

APN / Parcel Number

Primary APN	`065600005400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Material	Composition Shingle
Lot Area	7,198 sqft (0.165 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	539 E BEAR ST
City	MCCLEARY
State	WA
Zip	98557-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE II LOT 54
Legal Range	02
Legal Township	05
Legal Section	18
Legal Subdivision	SUMMIT PLACE
Legal Lot Number	54
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	MCCLEARY
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

Source: Grays Harbor County records · APN 065600005400

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	219 W MARKET ST, ABERDEEN, WA 98520-6292
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Aug 16, 2021
Deed Document Number	202285
Prior Transfer Date	Jul 08, 2021
Prior Transfer Doc	0000000003
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 18, 2022
Property Address	539 E BEAR ST, MCCLEARY, WA 98557-9568
Document Number	0003180085
Map Reference	VOL 11 PG 64-68
Instrument Date	Mar 16, 2022
Instrument	2022-03180085
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,459.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003180086
Date	Mar 18, 2022
Instrument	2022-03180086

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 16, 2021
Property Address	539 E BEAR ST, MCCLEARY, WA 98557-9568
Document Number	0008160003
Map Reference	VOL 11 PG 64-68
Instrument Date	Jul 08, 2021
Instrument	2021-08160003
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 E BEAR ST, MCCLEARY, WA 98557-9568

Mortgage

Document Number	0008160004
Date	Aug 16, 2021
Instrument	2021-08160004

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 01, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	539 E BEAR ST, MCCLEARY, WA 98557-9568
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009200047
Date	Sep 20, 2019
Instrument	2019-09200047

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 01, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 19, 2018
Property Address	539 E BEAR ST, MCCLEARY, WA 98557-9568
Document Number	0003190092
Map Reference	VOL 11 PG 64-68
Instrument Date	Mar 12, 2018
Instrument	2018-03190092
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,409.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 E BEAR ST, MCCLEARY, WA 98557-9568

Mortgage

Document Number	0003190093
Date	Mar 19, 2018
Instrument	2018-03190093

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	McCleary City
Unified School District	McCleary School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00 (+14.12%)	$388,207 (-) Land $87,000 Building $301,207	$388,207 (-) Land $87,000 Building $301,207
2024	$3,110.00 (-4.6%)	$388,207 (+5.13%) Land $87,000 Building $301,207	$388,207 (+5.13%) Land $87,000 Building $301,207
2023	$3,260.00
2022		$369,261 Land $87,000 Building $282,261	$369,261 Land $87,000 Building $282,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grays Harbor County (53027C), updated November 27, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530270006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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