551 Copper Meadows Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 551 Copper Meadows Ln, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,878 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$152,950 (May 2025)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Aug 2018 Sale Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700452`

Property Details

APN / Parcel Number

Primary APN	`T021700452`
Alternative APN	`2-0130-8877-00-0423.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,878 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700452
Street Address	551 COPPER MEADOWS LN
City	O FALLON
State	MO
Zip	63368-3996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLEEPY HOLLOW VLG #1 LOT 423
Legal Subdivision	SLEEPY MEADOWS VLG #1
Legal Lot Number	423
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2012
Census Tract	311153

Owner

Source: St. Charles County records · APN T021700452

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 COPPER MEADOWS LN, O FALLON, MO 63368-3996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Warranty Deed, Transfer US TITLE
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Warranty Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	202522107
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0058360446
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 22, 2018
Property Address	551 COPPER MEADOWS LN, O FALLON, MO 63368-3996
Document Number	0069661835
Book / Page	006966 / 001835
Instrument Date	Aug 20, 2018
Instrument	481670
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 SANDWEDGE DR ST CHARLES MO 633031801, ST CHARLES, MO 63303-1801

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 29, 2017
Property Address	551 COPPER MEADOWS LN, O FALLON, MO 63368-3996
Document Number	0067190443
Book / Page	006719 / 000443
Instrument Date	Mar 29, 2017
Instrument	186200
Transaction Type	Transfer
Record Updated	Apr 04, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 COPPER MEADOWS LN O FALLON MO 633683996, O FALLON, MO 63368-3996

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 27, 2017
Property Address	551 COPPER MEADOWS LN, O FALLON, MO 63368-3996
Document Number	0067172263
Book / Page	006717 / 002263
Instrument Date	Feb 23, 2017
Instrument	180490
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 COPPER MEADOWS LN O FALLON MO 633683996, O FALLON, MO 63368-3996

Mortgage

Document Number	67172265
Date	Mar 27, 2017
Book Page	006717/002265
Instrument	180500

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (-2.25%)	$68,802 (+0.62%)	$362,114 (+0.62%) Land $42,426 Building $319,688
2024	$4,391.00 (+11.56%)
2023		$68,379 (+19.73%)
2022	$3,936.00	$57,110	$359,892 (+19.73%) Land $27,000 Building $332,892
2021			$300,581 Land $27,000 Building $273,581

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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