St. Charles County property record for 545 Copper Meadows Ln, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,878 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,000 (2021) |
| Tax Bill | $4,265.00 (2025) |
Source: St. Charles County records · APN T021700281
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 30, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 10, 2020 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Doc Number | 202172696 |
| Prior Transfer Date | Jul 08, 2020 |
| Prior Transfer Doc | 0073421776 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0000029180 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023R-029180 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 30, 2021 |
| Property Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 2021R072696 |
| Map Reference | MB 38 PG 197-199 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021R-072696 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9546 E 107TH PL S, 9546, TULSA, OK 74133-6382 |
| Name | Verified Name |
|---|---|
| Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 2021R072697 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021R-072697 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 545 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0073421776 |
| Book / Page | 007342 / 001776 |
| Instrument Date | Jul 08, 2020 |
| Instrument | 482330 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 545 COPPER MEADOWS LN O FALLON MO 633683996, O FALLON, MO 63368-3996 |
| Document Number | 73421778 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 007342/001778 |
| Instrument | 482340 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2050 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,371 (-) | $359,846 (-) Land $42,426 Building $317,420 | |
| 2025 | $4,265.00 | $68,371 (+0.66%) | $359,846 (+0.66%) Land $42,426 Building $317,420 |
| 2023 | $67,922 | ||
| 2022 | $357,482 Land $27,000 Building $330,482 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T021700281 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,878 sqft Living Area |
| Gross Area | 3,340 sqft Gross Area |
| 1st Floor | 1,670 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Patio Area | 154 sqft Patio |
| Porch | Open Porch |
| Porch Area | 638 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T021700281 |
|---|---|
| Street Address | 545 COPPER MEADOWS LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3996 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #1 LOT 426 |
| Legal Subdivision | SLEEPY MEADOWS VLG #1 |
| Legal Lot Number | 426 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 311153 |
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