St. Charles County property record for 550 Copper Meadows Ln, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,700 sqft · built 2002 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,100 (Jun 2019) |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700312 |
| Primary APN | T021700312 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021700312 |
|---|---|
| Street Address | 550 COPPER MEADOWS LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #1 LOT 457 |
| Legal Subdivision | SLEEPY MEADOWS VLG #1 |
| Legal Lot Number | 457 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T021700312
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Apr 08, 2022 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 21, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2016 · Amount on Record |
| Deed Document Number | 2019307420 |
| Deed Book / Page | 7093 / 262 |
| Prior Transfer Date | Jun 11, 2019 |
| Prior Transfer Doc | 0070930262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 0000049977 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 2023R-049977 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 0000022064 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 2023R-022064 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 0000020174 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2022R-020174 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 2021R052186 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021R-052186 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073492215 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 7349/2215 |
| Instrument | 20200721000509790 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 21, 2019 |
| Property Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 0070930262 |
| Book / Page | 7093 / 0262 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 20190621000307420 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | VYLLA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 20190621000307430 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 20190621000307430 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,090.00 (+2.42%) | $49,349 (+5.53%) | $259,734 (+5.53%) Land $42,426 Building $217,308 |
| 2024 | $3,017.00 | ||
| 2023 | $46,764 | ||
| 2022 | $246,126 Land $27,000 Building $219,126 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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