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530 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 530 Clover Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,374 sqft · built 2004
Lot Size0.436 acres (19,032 sqft)
OwnerTrust Name on File
Last Sale$425,000 (Nov 2018)
Deeds & MortgagesSep 2019 Transfer
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-36-127-013

Property Details

APN / Parcel Number

Primary APN18-36-127-013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,374 sqft
Gross Area5,314 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialBrick/Wood
Lot Area19,032 sqft
Lot Dimensions183 ft deep x 104 ft wide
Garage Area712 sqft
Patio Area530 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address530 CLOVER DR
CityALGONQUIN
StateIL
Zip60102-6520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0032218 LT 78 TERRACE LAKES SUB UNIT 3
Legal Range07E
Legal Township43N
Legal Section36
Legal SubdivisionTERRACE LAKES
Legal Lot Number78
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3002
Census Tract871107

Owner

530 Clover Dr is owner-occupied and held in a trust since September 2019.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Mailing Address530 CLOVER DR, ALGONQUIN, IL 60102-6520
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 6, 2018Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2018 · Amount on File
Deed SaleNov 6, 2018 · Amount on File
Prior SaleNov 6, 2018 · Amount on File
Deed Document Number0000038139
Last Transfer DateSep 27, 2019
Transfer Doc0000032218
Record UpdatedJun 7, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateSep 27, 2019
Property Address530 CLOVER DR, ALGONQUIN, IL 60102-6520
Document Number0000032218
Instrument DateSep 11, 2019
Instrument32218
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address530 CLOVER DR ALGONQUIN IL 601026520, ALGONQUIN, IL 60102-6520

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 6, 2018
Property Address530 CLOVER DR, ALGONQUIN, IL 60102-6520
Document Number0000038139
Map ReferenceDOC2003R0087947
Instrument DateNov 1, 2018
Instrument2018R0038139
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address530 CLOVER DR, 530, ALGONQUIN, IL 60102-6520

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1586 CANDLEWOOD DR, CRYSTAL LAKE, IL 60014-8967

Mortgage

Document Number0000038140
DateNov 6, 2018
Instrument2018R0038140
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2033
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$161,925 Land $14,480 Building $147,445$485,775 Land $43,440 Building $442,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 530 Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 530 Clover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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