551 Carnation Dr, Billings, MO 65610 Property Records

Christian County property record for 551 Carnation Dr, Billings, MO 65610

Property Summary

Property Type	Rural Home
Details	built 2016
Lot Size	8.35 acres (364,162 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.2-3-0-0-9.001`

Property Details

APN / Parcel Number

Primary APN	`9-0.2-3-0-0-9.001`
Alternative APN	`09-0.2-03-000-000-009.001`

Exterior

Year Built	Built 2016
Foundation Type	Pier/Post & Beam
Lot Area	364,162 sqft (8.35 acres)

Location & Zoning

Street Address	551 CARNATION DR
City	BILLINGS
State	MO
Zip	65610-7125
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N1/4 NWSE ( SB-190 APPROVED APPLICANT )
Legal Range	23
Legal Township	27
Legal Section	03
Legal Subdivision	5000 CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3031
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 CARNATION DR, BILLINGS, MO 65610-7125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage BLUCURRENT CU
Mar 8, 2019	Deed of Trust, Mortgage BLUCURRENT CU
Sep 26, 2018	Trustee's Deed, Construction Loan · Line of Credit FARMERS ST BK S-B
Dec 21, 2017	Trustee's Deed, Construction Loan · Line of Credit FARMERS ST BK S-B

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2015
Deed Sale	Jul 13, 2015
Deed Document Number	0020158408
Deed Book / Page	2015 / 08408
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	551 CARNATION DR, BILLINGS, MO 65610-7125
Document Number	0202002790
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CARNATION DR BILLINGS MO 656107125, BILLINGS, MO 65610-7125

Mortgage

Document Number	0202002790
Date	Mar 4, 2020
Book Page	002020/002790
Instrument	2824

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	551 CARNATION DR, BILLINGS, MO 65610-7125
Document Number	0201902485
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CARNATION DR BILLINGS MO 656107125, BILLINGS, MO 65610-7125

Mortgage

Document Number	0201902485
Date	Mar 13, 2019
Book Page	002019/002485
Instrument	2520

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 26, 2018
Property Address	551 CARNATION DR, BILLINGS, MO 65610-7125
Book / Page	002018 / 012781
Instrument Date	Sep 25, 2018
Instrument	12921
Transaction Type	Construction Loan
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	68 CRITTER LN REEDS SPRING MO 657378809, REEDS SPRING, MO 65737-8809

Mortgage

Document Number	0201812781
Date	Sep 26, 2018
Book Page	002018/012781
Instrument	12921

Lender

Name	FARMERS ST BK S-B
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 21, 2017
Property Address	551 CARNATION DR, BILLINGS, MO 65610-7125
Book / Page	002017 / 016542
Instrument Date	Dec 19, 2017
Instrument	16715
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	68 CRITTER LN BRANSON WEST MO 657378809, BRANSON WEST, MO 65737-8809

Mortgage

Document Number	0201716542
Date	Dec 21, 2017
Book Page	002017/016542
Instrument	16715

Lender

Name	FARMERS ST BK S-B
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$74,990 (+7.17%)	$397,700 (+7.11%) Land $20,500 Building $377,200
2023	$69,970	$371,300 Land $20,500 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 88% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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