5509 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 5509 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,824 sqft · built 1999
Lot Size	0.941 acres (40,990 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Nov 2013)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Nov 2021 Transfer May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-198-029`

Property Details

APN / Parcel Number

Primary APN	`01-198-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,990 sqft (0.941 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5509 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7065
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#8 WAVERLY PLACE SECII OPCF287
Legal Subdivision	WAVERLY PLACE
Legal Lot Number	8
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2008
Census Tract	20100

Owner

5509 E Hwy 218, a rural home, is owned and occupied by two individuals who acquired it in October 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5509 E HIGHWAY 218, MONROE, NC 28110-7065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer
May 21, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF THE CAROLINAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2013 · Amount on File
Deed Sale	Nov 20, 2013 · Amount on File
Prior Sale	Aug 17, 2010 · Amount on File
Deed Document Number	201339062
Deed Book / Page	6135 / 886
Last Transfer Date	Oct 29, 2021
Transfer Doc	8304312
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 4, 2021
Property Address	5509 E HIGHWAY 218, MONROE, NC 28110-7065
Document Number	8304312
Book / Page	8304 / 312
Map Reference	CAB F FILE 287
Instrument Date	Oct 29, 2021
Instrument	52838
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 E HIGHWAY 218, MONROE, NC 28110-7065

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5509 E HIGHWAY 218, MONROE, NC 28110-7065
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 E HIGHWAY 218, MONROE, NC 28110-7065

Mortgage

Document Number	8109635
Date	May 21, 2021
Book Page	8109/635
Instrument	24237

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	WINGATE, NC 28174

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5509 E Hwy 218 was $1,932.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,200 (-) Land $77,200 Building $305,000	$382,200 (-) Land $77,200 Building $305,000
2025	$1,932.00	$382,200 Land $77,200 Building $305,000	$382,200 Land $77,200 Building $305,000
2023	$1,613.00	$257,600 Land $53,800 Building $203,800	$257,600 Land $53,800 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5509 E Hwy 218 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 E Hwy 218 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hwy 218

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