5416 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 5416 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1999
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Apr 2011)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-198-027`

Property Details

APN / Parcel Number

Primary APN	`01-198-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5416 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#6 WAVERLY PLACE SEC1 OPCF252
Legal Subdivision	WAVERLY PLACE
Legal Lot Number	6
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2010
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5416 E HIGHWAY 218, MONROE, NC 28110-7064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2011 · Amount on Record
Deed Sale	Apr 29, 2011 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	201110403
Deed Book / Page	5527 / 643
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5416 E HIGHWAY 218, MONROE, NC 28110-7064
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 E HIGHWAY 218, MONROE, NC 28110-7064

Mortgage

Document Number	0009227307
Date	Oct 22, 2025
Book Page	9227/307
Instrument	27602

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5416 E HIGHWAY 218, MONROE, NC 28110-7064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7822240
Date	Sep 25, 2020
Book Page	7822/240
Instrument	38294

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,700 (-) Land $78,700 Building $280,000	$358,700 (-) Land $78,700 Building $280,000
2025	$1,813.00 (+17.8%)	$358,700 (+45.93%) Land $78,700 Building $280,000	$358,700 (+45.93%) Land $78,700 Building $280,000
2023	$1,539.00	$245,800 Land $54,800 Building $191,000	$245,800 Land $54,800 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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