5505 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 5505 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1998
Lot Size	2.25 acres (98,228 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2022)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-198-030`

Property Details

APN / Parcel Number

Primary APN	`01-198-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,228 sqft (2.25 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5505 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#9 WAVERLY PLACE SEC2 OPCF287
Legal Subdivision	WAVERLY PLACE
Legal Lot Number	9
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2008
Census Tract	20100

Owner

5505 E Hwy 218 is owned and occupied by an individual who bought it in June 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5505 E HIGHWAY 218, MONROE, NC 28110-7065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	202221595
Deed Book / Page	8502 / 573
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2022
Property Address	5505 E HIGHWAY 218, MONROE, NC 28110-7065
Document Number	0008502573
Book / Page	8502 / 573
Map Reference	CAB F FILE 287
Instrument Date	Jun 15, 2022
Instrument	21595
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 VENTURE OAKS LN, 1617, MONROE, NC 28110-8891

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000021596
Date	Jun 16, 2022
Instrument	21596

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

Tax Assessment & Valuation

The 2025 property tax bill for 5505 E Hwy 218 was $1,927.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,300 (-) Land $85,000 Building $296,300	$381,300 (-) Land $85,000 Building $296,300
2025	$1,927.00	$381,300 Land $85,000 Building $296,300	$381,300 Land $85,000 Building $296,300
2023	$1,544.00	$246,600 Land $59,000 Building $187,600	$246,600 Land $59,000 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 E Hwy 218 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 E Hwy 218 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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