5508 Susan Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5508 Susan Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,647 sqft · built 1990
Lot Size	0.671 acres (29,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,315,000 (Oct 2026)
Tax Bill	$28,797 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`289-0282-007-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0282-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	7,647 sqft Living Area
Gross Area	8,047 sqft
1st Floor Area	4,621 sqft
Basement Area	330 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	29,228 sqft (0.671 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Pool Area	26,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5508 SUSAN WAY
City	CARMICHAEL
State	CA
Zip	95608-5941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 28 & POR LOT 27 HIDDEN RIVER VISTA DES AS BEG AT NE COR LOT27; TH FR POB S16%0220W 80.60 FT; TH S32%48W 135 FT;
Legal Subdivision	HIDDEN RIVER VISTA
Legal Lot Number	28,27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3020
Census Tract	7702

Owner

Source: Sacramento County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Grant Deed, Transfer · Conventional Mortgage PATELCO CREDIT UNION
Jun 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2024	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Book / Page	20261009 / 586
Prior Transfer Date	Mar 3, 2003
Prior Transfer Doc	2003002593
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	2026000586
Book / Page	20261009 / 586
Instrument Date	Oct 5, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257,196.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941

Mortgage

Document Number	2026000587,
Date	Oct 9, 2026
Book Page	20261009/587

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 23, 2026
Property Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	2026000965
Book / Page	20260623 / 965
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 16, 2024
Property Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	0000000840
Map Reference	MB 26 MAP 2
Instrument Date	Feb 5, 2024
Instrument	202402160840
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5508 SUSAN WAY, CARMICHAEL, CA 95608-5941

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$28,797.00 (+2.07%)	$2,392,920 (+2%) Land $468,180 Building $1,924,740
2025	$28,213.00 (+20.28%)	$2,346,000 (+24.07%) Land $459,000 Building $1,887,000
2024	$23,457.00 (+2.59%)
2023	$22,865.00 (+0.53%)	$1,890,800 Land $318,702 Building $1,572,098
2022	$22,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

Nearby Properties on Susan Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures