5504 Susan Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5504 Susan Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,129 sqft · built 1970
Lot Size	0.666 acres (29,011 sqft)
Owner	Company Name on Record
Last Sale	$17,000 (Jun 2003)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`289-0273-009-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0273-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,129 sqft Living Area
1st Floor Area	2,529 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	29,011 sqft (0.666 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5504 SUSAN WAY
City	CARMICHAEL
State	CA
Zip	95608-5941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR LOTS 23 & 28 HIDDEN RIVER VISTA DES AS BEG AT NW COR LOT 28;TH ALG A CURVE TO LT, RAD 852.04 FT, CH BRG S61%4104E133.24
Legal Subdivision	HIDDEN RIVER VISTA
Legal Lot Number	23,28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3020
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Jan 8, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jan 8, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2003 · Amount on Record
Deed Sale	Jun 24, 2003 · Amount on Record
Deed Book / Page	20030624 / 1354
Last Transfer Date	Jan 2, 2018
Transfer Doc	1080000001022
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	2011101602
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 SUSAN WAY CARMICHAEL CA 956085941, CARMICHAEL, CA 95608-5941

Mortgage

Document Number	2011101602
Date	Nov 10, 2020
Instrument	2011101602

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	2007130843
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5504 SUSAN WAY CARMICHAEL CA 956085941, CARMICHAEL, CA 95608-5941

Mortgage

Document Number	2007130843
Date	Jul 13, 2020
Instrument	2007130843

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	1912170110
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5504 SUSAN WAY CARMICHAEL CA 956085941, CARMICHAEL, CA 95608-5941

Mortgage

Document Number	1912170110
Date	Dec 17, 2019
Instrument	1912170110

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2018
Property Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	1801081022
Instrument Date	Jan 2, 2018
Instrument	1801081022
Transaction Type	Mortgage
Record Updated	Jan 17, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5504 SUSAN WAY CARMICHAEL CA 956085941, CARMICHAEL, CA 95608-5941

Mortgage

Document Number	1801081023
Date	Jan 8, 2018
Instrument	1801081023

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2018
Property Address	5504 SUSAN WAY, CARMICHAEL, CA 95608-5941
Document Number	1801081024
Instrument Date	Jan 2, 2018
Instrument	1801081024
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5504 SUSAN WAY CARMICHAEL CA 956085941, CARMICHAEL, CA 95608-5941

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,241 (+2%) Land $133,402 Building $299,839
2025	$5,245.00 (+0.96%) Homeowner's exemption	$424,747 (+4.04%) Land $130,787 Building $293,960
2024	$5,195.00 (+2.55%)
2023	$5,066.00 (+0.58%) Homeowner's exemption	$408,256 Land $125,709 Building $282,547
2022	$5,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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