5505 Susan Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5505 Susan Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,959 sqft · built 1985
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Apr 2000)
Tax Bill	$10,902 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`289-0272-007-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0272-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,959 sqft Living Area
1st Floor Area	1,549 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5505 SUSAN WAY
City	CARMICHAEL
State	CA
Zip	95608-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIDDEN RIVER VISTA, LOT 29
Legal Subdivision	HIDDEN RIVER VISTA
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3018
Census Tract	7702

Owner

5505 Susan Way is owned by a company that acquired it in August 2010.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	5505 SUSAN WAY, CARMICHAEL, CA 95608-5940
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2000 · Amount on File
Deed Sale	Apr 27, 2000 · Amount on File
Deed Book / Page	20000427 / 1193
Last Transfer Date	Aug 23, 2010
Transfer Doc	0000001336
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5505 SUSAN WAY, CARMICHAEL, CA 95608-5940
Document Number	1803260522
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 SUSAN WAY CARMICHAEL CA 956085940, CARMICHAEL, CA 95608-5940

Mortgage

Document Number	1803260522
Date	Mar 26, 2018
Instrument	1803260522

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5505 Susan Way was $10,902, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,366 (+2%) Land $180,589 Building $732,777
2025	$10,902.00 (+0.95%)	$895,458 Land $177,049 Building $718,409
2024	$10,799.00 (+2.56%)
2023	$10,529.00 (+0.54%)	$860,688 Land $170,175 Building $690,513
2022	$10,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5505 Susan Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Susan Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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