5485 Traci Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5485 Traci Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 2007
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Jul 2020)
Tax Bill	$1,034 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-27-0000-00981-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-27-0000-00981-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Heated Area
Gross Area	1,420 sqft
1st Floor Area	1,215 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	2,310 ft deep x 700 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N270000009810000
Street Address	5485 TRACI DR
City	MILTON
State	FL
Zip	32583-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	COM SE CORNER OF SECTION 32 TOWNSHIP 2 NORTH RANGE 27 WEST THN W 789.90 FT THN N 50 FT TO W R/W TRACI DR THN N22*16'34W ON W
Legal Range	27W
Legal Township	02N
Legal Section	32
Legal Subdivision	WEST
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	5
Census Block	5025
Census Tract	10808

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5485 TRACI DR, MILTON, FL 32583-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Dec 9, 2010 · Amount on Record
Deed Document Number	202035228
Deed Book / Page	3977 / 232
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5485 TRACI DR, MILTON, FL 32583-7511
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5485 TRACI DR, MILTON, FL 32583-7511

Mortgage

Document Number	0045520830
Date	Oct 16, 2024
Book Page	4552/830
Instrument	202446740

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2020
Property Address	5485 TRACI DR, MILTON, FL 32583-7511
Document Number	0039770232
Book / Page	3977 / 232
Instrument Date	Jul 13, 2020
Instrument	202035228
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 KINGSWOOD DR, 6012, MILTON, FL 32570-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 OAKLAND DR, BELLVIEW, FL 32526-2030

Mortgage

Document Number	0039770235
Date	Jul 16, 2020
Book Page	3977/235
Instrument	202035229

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,034.00 (+2.58%) Homeowner's exemption	$119,439 (+3%)	$138,044 (+0.83%) Land $8,000 Building $130,044
2023	$1,008.00 (+2.86%) Homeowner's exemption	$115,960 (+3%)	$136,911 (+5.13%) Land $8,000 Building $128,911
2022	$980.00 Homeowner's exemption	$112,583	$130,233 Land $8,000 Building $122,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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