Chesterfield County property record for 5504 W Bay Ct, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,206 sqft · built 1987 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Jan 2022) |
| Tax Bill | $7,082 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-67-89-12-600-000 |
| Primary APN | 724-67-89-12-600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,206 sqft Finished Area |
| 1st Floor Area | 788 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 24,611 sqft (0.565 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 35 sqft |
| Deck Area | 334 sqft |
| Patio Area | 1,423 sqft |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 438955000 |
|---|---|
| Street Address | 5504 W BAY CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WEST BAY L 5 |
| Legal Subdivision | WEST BAY |
| Legal Lot Number | 5 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 101007 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5504 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2013 · Amount on Record |
| Deed Document Number | 20221676 |
| Deed Book / Page | 13810 / 707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jan 11, 2022 |
| Property Address | 5504 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Document Number | 013810-707 |
| Book / Page | 13810 / 707 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2022001676 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5504 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Document Number | 3022001677 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 3022001677 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 013810-732 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 13810/732 |
| Instrument | 2022001678 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,082.00 (+23.53%) | $793,000 (+3.13%) Land $110,000 Building $683,000 | $793,000 (+3.13%) Land $110,000 Building $683,000 |
| 2025 | $768,900 (+22.57%) Land $105,000 Building $663,900 | $768,900 (+22.57%) Land $105,000 Building $663,900 | |
| 2023 | $5,733.00 | $627,300 Land $98,000 Building $529,300 | $627,300 Land $98,000 Building $529,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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