5502 W Bay Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5502 W Bay Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,992 sqft · built 1988
Lot Size	0.512 acres (22,303 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2021)
Tax Bill	$4,782 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`724-67-89-53-800-000`

Property Details

APN / Parcel Number

Primary APN	`724-67-89-53-800-000`
Alternative APNs	`061060300000004` `433724000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,992 sqft Finished Area
1st Floor Area	322 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,303 sqft (0.512 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	376 sqft
Patio Area	376 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	433724000
Street Address	5502 W BAY CT
City	MIDLOTHIAN
State	VA
Zip	23112-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	WEST BAY L 4
Legal Subdivision	WEST BAY
Legal Lot Number	4
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3014
Census Tract	101007

Owner

Source: Chesterfield County records · APN 724-67-89-53-800-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5502 W BAY CT, MIDLOTHIAN, VA 23112-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202166309
Deed Book / Page	13681 / 920
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 15, 2021
Property Address	5502 W BAY CT, MIDLOTHIAN, VA 23112-2506
Document Number	13681-920
Book / Page	13681 / 920
Instrument Date	Oct 01, 2021
Instrument	2021066309
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 W BAY CT, MIDLOTHIAN, VA 23112-2506

Mortgage

Document Number	2021066310
Date	Oct 15, 2021
Instrument	2021066310

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,782.00 (+16.38%)	$534,600 (+3.3%) Land $110,000 Building $424,600	$534,600 (+3.3%) Land $110,000 Building $424,600
2025		$517,500 (+15.31%) Land $105,000 Building $412,500	$517,500 (+15.31%) Land $105,000 Building $412,500
2023	$4,109.00	$448,800 Land $98,000 Building $350,800	$448,800 Land $98,000 Building $350,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.