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5510 W Bay Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5510 W Bay Ct, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,562 sqft · built 1985
Lot Size0.476 acres (20,735 sqft)
OwnerIndividual Name on Record
Last Sale$359,900 (Jan 2019)
Tax Bill$4,347 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN724-67-88-01-100-000

Property Details

APN / Parcel Number

Primary APN724-67-88-01-100-000
Alternative APNs
  • 061060300000006
  • 401013002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,562 sqft Finished Area
1st Floor Area192 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area20,735 sqft (0.476 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area393 sqft
Deck Area422 sqft
Patio Area422 sqft
Balcony Area38 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number401013002
Street Address5510 W BAY CT
CityMIDLOTHIAN
StateVA
Zip23112-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWEST BAY L 6
Legal SubdivisionWEST BAY
Legal Lot Number6
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMATOACA
Census Block Group3
Census Block3014
Census Tract101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5510 W BAY CT, MIDLOTHIAN, VA 23112-2506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · VA Mortgage
TOWNE FIRST MTG
Jul 25, 2019Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
Jan 11, 2019Grant Deed, Transfer
NOT AVAILABLE
Nov 16, 2018Warranty Deed, Transfer · VA Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2019 · Amount on Record
Deed SaleJan 11, 2019 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Deed Document Number20191214
Deed Book / Page12198 / 570
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address5510 W BAY CT, MIDLOTHIAN, VA 23112-2506
Document Number12860223
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 W BAY CT MIDLOTHIAN VA 231122506, MIDLOTHIAN, VA 23112-2506

Mortgage

Document Number12860223
DateJul 22, 2020
Book Page012860/000223
Instrument35540
Lender
NameTOWNE FIRST MTG
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address5510 W BAY CT, MIDLOTHIAN, VA 23112-2506
Document Number12391387
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 W BAY CT MIDLOTHIAN VA 231122506, MIDLOTHIAN, VA 23112-2506

Mortgage

Document Number12391387
DateJul 30, 2019
Book Page012391/000387
Instrument28736
Lender
NameMOVEMENT MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2049
Interest
Rate TypeFixed Rate

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateJan 11, 2019
Property Address5510 W BAY CT, MIDLOTHIAN, VA 23112-2506
Document Number12198570
Book / Page012198 / 000570
Instrument DateJan 8, 2019
Instrument1214
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 W BAY CT MIDLOTHIAN VA 231122506, MIDLOTHIAN, VA 23112-2506

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateNov 16, 2018
Property Address5510 W BAY CT, MIDLOTHIAN, VA 23112-2506
Document Number12155962
Book / Page012155 / 000962
Instrument DateNov 7, 2018
Instrument43012
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 W BAY CT MIDLOTHIAN VA 231122506, MIDLOTHIAN, VA 23112-2506

Mortgage

Document Number12155965
DateNov 16, 2018
Book Page012155/000965
Instrument43013
Lender
NameMOVEMENT MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,347.00 (+14.82%)$485,700 (+3.32%) Land $110,000 Building $375,700$485,700 (+3.32%) Land $110,000 Building $375,700
2025$470,100 (+13.72%) Land $105,000 Building $365,100$470,100 (+13.72%) Land $105,000 Building $365,100
2023$3,786.00$413,400 Land $98,000 Building $315,400$413,400 Land $98,000 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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