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5504 Mackenzie Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 5504 Mackenzie Ter, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,656 sqft · built 1998
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$169,200 (Jun 2020)
Tax Bill$2,536 (2025)
Deeds & MortgagesJun 2020 Mortgage
Mar 2020 Transfer
APN06-8.0-34-000-000-001.052

Property Details

APN / Parcel Number

Primary APN06-8.0-34-000-000-001.052

Interior

Building Area1,656 sqft Base Area
1st Floor Area1,656 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area50,530 sqft (1.16 acres)

Location & Zoning

Street Address5504 MACKENZIE TER
CitySAINT JOSEPH
StateMO
Zip64503-3915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUB:WOODRIDGE SUB-DIVISION LOT:51 BLK:0LGL DESC:
Legal SubdivisionWOODRIDGE SUB-DIVISION
Legal Lot Number51
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1037
Census Tract2200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5504 MACKENZIE TER, SAINT JOSEPH, MO 64503-3915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 13, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2020 · Amount on Record
Deed SaleJun 2, 2020 · Amount on Record
Prior SaleAug 4, 2010 · Amount on Record
Deed Document Number20204362
Deed Book / Page3749 / 211
Prior Transfer DateMar 12, 2020
Prior Transfer Doc003746/783
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJun 2, 2020
Property Address5504 MACKENZIE TER, SAINT JOSEPH, MO 64503-3915
Document Number003749/211
Book / Page3749 / 211
Instrument DateJun 1, 2020
Instrument2020004362
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2809 N 39TH TER, 2809, SAINT JOSEPH, MO 64506-4855

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5504 MACKENZIE TER, SAINT JOSEPH, MO 64503-3915

Mortgage

Document Number2020004363
DateJun 2, 2020
Instrument2020004363
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateMar 13, 2020
Property Address5504 MACKENZIE TER, SAINT JOSEPH, MO 64503-3915
Document Number003746/783
Book / Page3746 / 783
Instrument DateMar 12, 2020
Instrument2020001929
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2610 MEADOW RIDGE DR, 2610, SAINT JOSEPH, MO 64504-2295

Transferred To (Grantee/Buyer)

NameVerified Name
Address5504 MACKENZIE TER, SAINT JOSEPH, MO 64503-3915

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,536.00 (+0.04%)$36,350 (+6.22%) Land $5,850 Building $30,500$191,330 (+6.22%) Land $30,800 Building $160,530
2024$2,535.00 (+15.12%)
2023$2,202.00 (-0.68%)$34,220 (-) Land $5,850 Building $28,370$180,130 (-) Land $30,800 Building $149,330
2022$2,217.00$34,220 Land $5,850 Building $28,370
2021$180,130 Land $30,800 Building $149,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Mercury Fiber
Fixed Wireless		150 / 20

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