Buchanan County property record for 5408 Mackenzie Ter, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,395 sqft · built 1990 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $431,100 (Dec 2021) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2018 Mortgage + 3 more |
| APN | 06-8.0-34-000-000-001.055 |
| Primary APN | 06-8.0-34-000-000-001.055 |
|---|
| Building Area | 1,395 sqft Base Area |
|---|---|
| 1st Floor Area | 1,395 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 60,984 sqft (1.4 acres) |
| Street Address | 5408 MACKENZIE TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:WOODRIDGE SUB-DIVISION LOT:54 BLK:0LGL DESC: |
| Legal Subdivision | WOODRIDGE SUB-DIVISION |
| Legal Lot Number | 54 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 2200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Jan 7, 2022 | Correction Deed NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS ASSOCIATION |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 202113458 |
| Deed Book / Page | 3770 / 746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003751/758 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 3751/758 |
| Instrument | 2020006930 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018006325 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018006325 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 7, 2022 |
| Property Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Number | 003771/684 |
| Book / Page | 3771 / 684 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022000247 |
| Record Updated | Dec 4, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 10, 2021 |
| Property Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Number | 003770/746 |
| Book / Page | 3770 / 746 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021013458 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3139 GENE FIELD RD, 3139, SAINT JOSEPH, MO 64506-2040 |
| Name | Verified Name |
|---|---|
| Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Number | 2021013459 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021013459 |
| Name | MUTUAL SAVINGS ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 1, 2018 |
| Property Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Number | 2018006937 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018006937 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5408 MACKENZIE TER, SAINT JOSEPH, MO 64503-3902 |
| Document Number | 2018006938 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018006938 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,400.00 (+0.03%) | $48,740 (+6.49%) Land $6,080 Building $42,660 | $256,530 (+6.5%) Land $32,000 Building $224,530 |
| 2024 | $3,399.00 (+15.38%) | ||
| 2023 | $2,946.00 (-0.67%) | $45,770 (-) Land $6,080 Building $39,690 | $240,870 (-) Land $32,000 Building $208,870 |
| 2022 | $2,966.00 | $45,770 Land $6,080 Building $39,690 | |
| 2021 | $240,870 Land $32,000 Building $208,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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